Saturday, 22 April 2017

10 Ways to Get Free Money from the Government

If you look around, there are plenty of government-sponsored programs where the government gives away free money. These are programs that cover a variety of needs – health insurance for low-income families, senior citizens and single mothers. There are even rehabilitation programs that came to be after major natural disasters. Here are a few government... Continue... The post 10 Ways to Get Free Money from the Government appeared first on MoneyPantry.com.
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Friday, 21 April 2017

Raymond James To Buy UMB Units

Raymond James agreed to buy two investment businesses from UMB Financial Corp. for $172.5 million, adding about $27 billion in assets under management (AUM). Scout Investments and Reams Asset Management will become wholly owned subsidiaries of Raymond James’s Carillon Tower Advisers, the St. Petersburg, Florida-based company said Thursday in a statement. Reams is a fixed-income


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What We Know About Prince’s Estate One Year After His Death

When Prince died on April 21, 2016, he left behind a purple ocean’s worth of questions. From the cause of his death and whether criminal charges might be filed to the fate of his unreleased recordings and the estate for which he left no will, the past year has provided as many new questions as


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Deutsche Bank: First Bank Busted For Breaking Volcker Rule

Deutsche Bank was hit with the Fed’s first major fine for failing to ensure traders abide by the Volcker Rule’s ban on risky market bets — and will also pay more for allowing currency desks chat online with competitors, allegedly revealing positions. The simultaneous sanctions, totaling about $157 million, fault lax oversight of traders that persisted into last


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Why Many Financial Advisors Use Someone Else To Manage Their Own Money

When Pamela Capalad told her husband she wanted to hire a financial advisor, he was a bit confused. After all, she’s one herself. Yes, Capalad — a financial planner in Brooklyn — can technically manage her family’s finances: She’s a CFP, founded her firm Brunch & Budget, and has years of experience. But she also


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Why Many Financial Advisors Aren’t Worried About Posting Anti-Trump Opinions

Financial planners aren’t necessarily known for discussing politics — or any other third-rail issues, for that matter — in private or public, Marketwatch writes. “When I was brought up, we were taught not to discuss politics in polite company,” said Roger Wohlner, a financial advisor and blogger. But then came the Age of Trump. Now


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Marketing: How Leading Financial Advisors Generate Affluent Client Referrals

Ed. Note: This article first appeared in Forbes Nearly all financial advisors are looking to grow their practices by cultivating the wealthy. There are a number of ways they can effectively bring in new affluent investor clients with referrals topping the list. One kind of referrals entails current wealthy clients referring their family, friends, and peers.


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8 Signs You’re On Track To Retire Early

Though the average American retires at age 63, a handful of outliers have cut that number nearly in half. Take Justin and Kaisorn McCurry, who quit their jobs in their 30s after saving $1 million in a decade. Or Chris Reining, who became financially independent at age 35 and retired two years later. Could you


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Wealthfront branches out into loans in new competitive push

Wealthfront Inc will begin letting some customers borrow against their investment accounts in its first foray into lending. The privately owned firm, which competes against traditional brokerages like Morgan Stanley and Bank of America Corp’s Merrill Lynch, said  that customers with at least $100,000 in their investment accounts can borrow up to 30% of the


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Elon Musk on mission to link human brains with computers in four years

Tesla Inc founder and Chief Executive Elon Musk said his latest company Neuralink Corp is working to link the human brain with a machine interface by creating micron-sized devices. Neuralink is aiming to bring to the market a product that helps with certain severe brain injuries due to stroke, cancer lesion etc, in about four


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Fiduciary Rule or Not, Brokerages Adopt the Fee-Based Model

Commentary on the Wall Street Journal article by Michael Wursthorn The Labor Department’s fiduciary rule may be delayed, but wealth management firms are already embracing the fee-based model the rule would favor, the Wall Street Journal writes. Wirehouses Transition from Commissions to Fees Fee-based assets rose by a record $29.2 billion in the first quarter


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Thursday, 20 April 2017

President Trump’s Traditional Approach To Currency Policy

President Trump offered the clearest hint as to why he had broken his key campaign promise to label China a currency manipulator: “Why would I call China a currency manipulator when they are working with us on the North Korean problem?” he tweeted. “We will see what happens,” Politico writes. It is an extraordinary message—an explicit


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Steven Mnuchin: Major Tax Reform Plan Coming ‘Very Soon’

The Trump administration will reveal a tax reform plan very soon and expects it will be approved by Congress this year whether a healthcare overhaul happens or not, Treasury Secretary Steven Mnuchin said. “It will be soon, very soon,” Mnuchin told a conference on the sidelines of the IMF and World Bank spring meetings in Washington.


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Millennials Don’t Trust Investment Advisors — Here’s A Solution

Scottrade conducted a survey of investors and found that the younger they are, the less likely they are to trust investment advisors, MarketWatch writes. Mitch Tuchman tried to help an investment advisor who was concerned that a client who had shied away from the stock market over the past three years, and had missed out


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Effective Digital Marketing Takes Two Hands

There is no denying that a college degree isn’t as valuable as it was 20 years ago. Fresh graduates without prior professional experience can often run into issues when beginning their career search with no prior professional experience, Entrepreneur writes. The competition for jobs is extremely fierce. Developing professionals are wise to build up their professional


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US Census Report: A Third Of Millennials Live With Their Parents

Most United States millennials believe that education and economic security are key for becoming an adult. But fewer than half are achieving those goals, according to a study released this week by the U.S. Census Bureau, which determined that over one third of American millennials still live with their parents. The report, entitled “The Changing Economics and


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Flying Car Costing Over $1 Million Goes On Show In Monaco

A Slovakia-based company unveiled the commercial design for a flying car priced at over $1 million on Thursday, saying it was ready for pre-orders with first deliveries expected by 2020. AeroMobil said its teardrop-like shaped AeroMobil Flying Car, displayed at the Top Marques Monaco, could switch to flight mode in less than three minutes. The wings


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Professional Development: How It Helps Companies And Employees Succeed

There are many components CEOs must consider to set their organizations apart in today’s increasingly competitive environment. But in my experience as a nonprofit leader, I have found employees to be the heart of any organization regardless of type or size. They’re the key to taking any organization from the ordinary to the extraordinary. Employees who are


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43 Online Shopping Tips to Save Money & Score Unbelievable Discounts

How much do you spend shopping online very year? If you’re one of the many millions of Americans who spend an average around $1800 on online shopping, you could save that much, or more, using the tips and tricks you’re going to learn today. We all enjoy the convenient of online shopping. But, while online... Continue... The post 43 Online Shopping Tips to Save Money & Score Unbelievable Discounts appeared first on MoneyPantry.com.
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Wednesday, 19 April 2017

Robo-Advisor Wants to Lend You Money, Not Just Manage It

Now the robots are coming after more than your investment advisor. Wealthfront Inc. said in a post that it’ll offer loans, calling the move a first among robo-advisors, known for wealth management using automated investing platforms. Through a partnership with RBC Capital Markets LLC, clients with at least $100,000 can take out loans of as much


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These Are Two Major Risks To The Rally

The stock market is coming to a screeching halt, unless good news comes from two fronts, according to one strategist. TIAA Investments’ Brian Nick says domestic concerns and geopolitical factors in Europe, specifically, need to improve for markets to move higher. On the domestic front, while analysts’ estimates going into the current earnings season were


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Why We Killed The Account Manager

When we started our agency 6 years ago, we had a third partner who was an account guy, AdAge writes. While he wasn’t a typical account person — he’d migrated from Wall Street to a senior role at a big shop, so he skipped the customary indoctrination — he did get us to create an


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Silicon Valley’s Tech World Needs A Lesson In The Humanities

Ever since Google Glass failed to make it into San Francisco bars, and into our lives, I began to wonder: What is it that the tech world doesn’t ‘get’ about humans? How is it that so many smart, well-educated and highly-paid techies manage to make people mad, resentful and eventually fail to launch major tech


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Is Your Office Router Helping Criminals Attack Popular Websites?

Your home wireless router is a powerful little device. Its powers are almost always used for good, like making sure all the devices in your home can get on the Internet, granting them shared access to printers and files, and keeping intruders out of your network. A router can sometimes be corrupted and its powers can


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Billions Burst Into Merrill’s Fee Accounts As Obama-Era Rule Looms

Billions of dollars in new fee-paying assets flowed into Bank of America Corp.’s coffers during Q1, a record high that comes as its Merrill Lynch unit continues its efforts to comply with now-delayed retirement rules. Nearly $30 billion of new fee-paying assets flowed into the Charlotte, N.C., bank’s global wealth unit in the January-March period,


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Richard Simmons Hospitalized, Battling Severe Indigestion

“Richard Simmons was hospitalized on Monday at an undisclosed location in California,” Simmons’ rep, Michael Catalano, tells ET. “After a few days of battling severe indigestion and discomfort while eating, we agreed it was best for him to seek treatment.” “He’s already feeling better and is expected to make a full recovery,” he adds. The


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President Trump Eyes Cap On Charitable Deductions

The Trump administration is taking a serious look at capping tax deductions for charitable contributions, according to sources, posted on The Hill. Steven Mnuchin as well as Trump’s senior advisers are mulling their next steps on tax reform, and the proposal to limit deductions for charitable giving hasn’t yet gained widespread acceptance, officials said. A senior


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17 Best Places to Buy Cheap School Supplies ($2 Backpacks Anyone?)

As I mentioned in our recent “How to save money on back to school shopping” post, school supplies can be pretty pricey. In fact, a survey on back to school spending from the National Retail Federation found that families spend an average of $673.57 on school supplies. That puts quite a dent in the old... Continue... The post 17 Best Places to Buy Cheap School Supplies ($2 Backpacks Anyone?) appeared first on MoneyPantry.com.
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Tuesday, 18 April 2017

Diversification: An Expensive Lunch Recently, But Free Over Time

The Benefits of Diversification Ebb and Flow, But Now is Not the Time to Abandon the Time-Tested Strategy One of the most important concepts taught to MBA students in Investments 101 is that portfolio diversification is fundamental to a sound investment strategy. In 1952, Harry Markowitz, pioneer of Modern Portfolio Theory, coined the oft-cited phrase,


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BlackRock ETF: New Leader For Emerging-Market Debt Investors

What is the latest frontier to be taken over by low-cost ETFs? Emerging-market debt. Despite a surge in appetite for high-yielding debt, mutual funds that charge more than double the fees of relatively cheap ETFs have struggled to keep up. Last year, BlackRock’s iShares JPMorgan USD EMB ETF became the world’s biggest developing-nation debt fund. It’s nearly


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The 25 Most Popular Places To Retire In The U.S.

For millions of Americans, retirement doesn’t just involve more time to fix up the house. It involves swapping out the house itself for one in a warmer climate. A TIME analysis of four years of Census records found that, among the 3.3 million people age 50 and over who were no longer in the work


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Elizabeth Warren: No Plans To Run For President

Senator Elizabeth Warren said that she does not have any plans to run for president in 2020. “No,” Warren answered when asked on NBC’s “Today” show if she was planning a White House bid. “I am running in 2018 for senator from Massachusetts.” Host Matt Lauer appeared to question her response, saying, “A lot of people are


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Robots May Deliver Your Next Meal

San Francisco residents who order takeout may have their falafels or pad thai delivered by a robot. The new robot delivery service is a result of a partnership between Yelp and the small startup Marble, founded in 2015 by three former Carnegie Mellon University students. Starting Wednesday, residents of San Francisco’s Mission and Potrero Hill


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President Trump Moves To Realign Visa Allotments Key To Tech Outsourcing

President Trump took aim at information-technology outsourcing companies as he ordered a review of H-1B visa programs to favor more skilled and highly paid applicants. President Trump blasted “widespread abuse” of the visas for skilled foreign workers before signing an executive order directing fed. agencies to find ways of reorienting the program. “Right now, H-1B visas


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Sofia Vergara’s Ex-fiancé Accuses Her Of Violating His First Amendment Rights

Sofia Vergara’s former fiance Nick Loeb has accused The Modern Family star of violating his First Amendment rights by trying to stop him from bringing the frozen embryos they made together to life. Loeb’s latest move is the most recent development in the long-winded legal saga over the two fertilized eggs which the pair created together


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Goldman Fintech Revolution Can’t Come Fast Enough

Goldman Sachs’ internal technology revolution cannot come soon enough. The $90B Wall Street firm’s young online retail-banking unit is growing and could, once big enough, crank out far higher returns than the investment bank. Goldman could do with some of that extra juice already. At 11.4%, Goldman’s annualized return on equity for the quarter places


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10 Free Printable Coupon Sites Without Downloading Software

We all look for coupon sites when we shop – especially sites that don’t require you to download a bunch of useless software just to get you the actual coupons you need. And if you’re like me, you probably search on Google for free printable coupons for offline shopping, or digital ones for online shopping. Within... Continue... The post 10 Free Printable Coupon Sites Without Downloading Software appeared first on MoneyPantry.com.
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New Money Is The Sweet Spot For Advisor Growth, JD Power Says

Emerging affluent investors—defined as Millennials with $100,000 in investable assets—currently control the largest portion of at-risk assets managed by full service financial advisors, according to the J.D. Power 2017 U.S. Full Service Investor Satisfaction Study,SM released. Surprisingly, half (48%) of emerging affluent investors currently working with an advisor say they “probably will” or “definitely will”


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How Most Active Managers Keep Missing The Benchmark

Mark 2016 as the latest Year of the Stock Picker that wasn’t. Active funds stumbled through another brutal year, with barely 1 in 3 large-cap managers able to beat the S&P 500, according to figures released by S&P Dow Jones Indices. The news got worse farther down the scale, with 89.4% of mid-cap managers falling


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NCOA Hires Award-Winning Leader to Amplify the Real Story of Aging

ARE YOU SERIOUS ABOUT YOUR RETIREMENT

Anna Maria Chávez joins as Chief Strategy Officer and Senior Vice President for External Affairs.


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Seniors' Well-Being May Get a Boost from Green Spaces

3 Master Steps to Retire on Cashflow Investing Stock Option

Small study detects positive brain changes from urban oases

HealthDay news image

Source: HealthDay
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Monday, 17 April 2017

Wells Fargo CEO And Chairman Buy $5M Of Company’s Stock

Wells Fargo CEO Tim Sloan and Chairman Stephen Sanger purchased more than $5 million of the company’s stock one week after the board published a report into its bogus account scandal to help rebuild investor confidence. Sloan purchased just over $2 million of shares, while Sanger acquired a little more than $3 million, according to regulatory filings. Both documents


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President Trump’s D.C. Economy Plans for Life Beyond Millennials

The Washington, D.C. economy is preparing for the day when younger workers break up with it. The fading of a millennial-infused population boom in the nation’s capital that carried through the Obama years, combined with President Trump’s efforts to slash the federal workforce, are but two factors that have the local economy locked in a painful


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J.P. Morgan Enlists The ‘Property Brothers’ To Revive Its Home Loan Business

After having to stomach $31B worth of bitter mortgage settlements with government agencies a few years ago, J.P. Morgan swore off a huge swath of the home loan market. Gone were borrowers with anything much less than pristine credit ratings. The cost of managing delinquent accounts and the threat of huge legal penalties were written


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Millennials Are Changing The Way We Do Sales

Millennial expectations, values, and skill sets are changing the American workplace, redefining the way we work, and putting pressure on businesses to adapt if they are going to remain competitive in recruiting and operational performance. Most entrepreneurs see the millennial connection to relatively new fields like digital marketing, and to entry-level positions, and internships, but an


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Americans Are Making Financial Decisions Based On President Trump

Americans are thinking about President Donald Trump when they’re spending their money. A survey conducted by CNBC shows 37% of Americans say they have made spending decisions based on President Trump’s election. Of those that said the president has had an effect on their purchases, 21% said they chose to spend their money in opposition to


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Judge Handling Estate Of Robert Durst’s Missing Wife Faces Ethics Probe

The Manhattan judge overseeing the estate of Robert Durst’s long-missing wife, Kathleen ‘Kathie’ Durst, is facing a potential ethics probe by the State Commission on Judicial Conduct. Bob Abrams, attorney for Kathie Durst’s sister, Carol Bamonte, has reported Surrogate’s Court Judge Nora Anderson to the commission for refusing to investigate conflict-of-interest claims. Kathie Durst was the


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Does Your Estate Plan Need A Second Opinion?

Unfortunately you don’t get a second chance to do your estate tax plan. Wrong plan, wrong strategy or missed opportunities available under the law will cost your family dearly after you go to heaven. Following is an example: This is a true, sad, tax-war story. A reader of this column (Joe), had just completed his


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Bookkeeper Cons Sick WWII Hero Into Gifting Her $20M Estate

A NYC bookkeeper tricked a sick war hero into cutting his family out of his $20 million estate — and instead leave it to her, a new lawsuit alleges. Anetta Klemens Klencner worked part-time for Sidney Cooper, who ran the profitable Williamsburg booze biz, Roebling Liquors, until he died on July 16, 2014 at age


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Does My State Have An Estate Tax?

One of the most highly debated tax topics in recent years has been the estate tax, and that debate is only going to get more intense as President Trump has made it clear he hopes to eliminate the federal version of what is widely known as the “death tax.” Republicans have long argued that estate


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Lady Gaga’s Ex-Manager Named Prince Estate Advisor

The trust company overseeing Prince’s estate named its new entertainment advisor this week, and a judge made a ruling in the case. Comerica Bank & Trust has picked Spotify executive Troy Carter, the former manager for Lady Gaga and Meghan Trainor, as its entertainment advisor, Carter told Billboard and Variety magazine this week. The company confirmed


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Andy Warhol Trustee Files First Shot On Infringement Claim

The estate of Andy Warhol is suing a photographer so she does not sue first. The late pop art icon’s namesake foundation has filed suit against photographer Lynn Goldsmith after learning that she thinks Warhol violated copyright law by appropriating a photo she once took of Prince. Goldsmith shot the publicity photo of Prince in 1981.


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Texas Insurance Commissioner David Mattax Dies

Texas Commissioner of Insurance David Mattax died Thursday after a battle with cancer, the governor announced. Mattax, 60, was appointed by Gov. Greg Abbott in 2015. The two men had a long history together, as Mattax had been a deputy to Abbott when the governor was attorney general. Mattax worked at the department for 23


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Free Audio Books: 20 Sites to Download & Listen to Audiobooks for Free

Audio books are just awesome! But they also cost money. And if you’re a bookworm, getting audio books for free that you can download and listen to can save you a lot of money. Thankfully, just like sites that offer free books, there are also places where you can get 100% free audio books. But... Continue... The post Free Audio Books: 20 Sites to Download & Listen to Audiobooks for Free appeared first on MoneyPantry.com.
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Sunday, 16 April 2017

Don’t Let Top Clients Melt Down Like Ashton Kutcher: Hidden Costs Of UHNW Divorce

Kutcher breaks down in tears of regret for the way his split with Demi Moore played out while almost simultaneously Ben Affleck and Jennifer Garner call it quits without even raising an eyebrow. A bad divorce can cost a lot more than the settlement, and your clients definitely don’t want to be on the wrong side.


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DB Warns: Whoever Wins France, Euro Stocks Lose

Regardless of who wins the French election, European stocks are headed for a correction, according to Deutsche Bank AG. That’s a view at odds with many of the region’s strategists who expect relief even if  mainstream candidates lose. The Stoxx Europe 600 Index has rallied 5.2 percent this year to reach a 16-month high this week


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Oil Has Room To Top $60, With Or Without Syria

A major Wall Street bank is reiterating its bullish call on crude oil, as the fossil fuel sits at four week highs following this week’s U.S. missile attack on Syria. RBC Capital Markets Head of Commodity Strategy Helima Croft predicts prices will climb to the low $60s within months — a nearly 20 percent move


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Eaton Vance: Too Invested In Trump? Seek Alternatives

When it comes to stocks over the next few months, one strategist is telling investors to look beyond the Trump administration and at the market’s fundamentals instead. The so-called “Trump rally” has seemed to cool off as stocks sit near all-time highs, but have generally traded in a range since the end of February. On


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Get Paid to Travel the World: 19 Ways to Make Money While Traveling

Imagine, getting paid to travel abroad! Not only you experience new cultures and places while partying and having fun, you also get paid for it. The good news is that’s not so far-fetched. There are many paid travel jobs that allow you to travel for a living – taking photos and selling them to magazines... Continue... The post Get Paid to Travel the World: 19 Ways to Make Money While Traveling appeared first on MoneyPantry.com.
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Saturday, 15 April 2017

New Tools Needed To Track Technology’s Impact On Jobs

The U.S. needs new tools for the timely measurement and monitoring of technology, jobs, and skills to cope with the advance of artificial intelligence and automation, an expert panel composed mainly of economists and computer scientists said in a new report. The panel’s recommendations include the development of an A.I. index, analogous to the Consumer


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4 Ways to Make Money by Turning Your Computer on and Walking Away

Crazy as it may sound, you can make money with your computer without actually doing any work! I am not talking about earning money playing computer games! And no, recycling your old computer, although a great option for getting some cash for an old and unused PC, is not what I am talking about here,... Continue... The post 4 Ways to Make Money by Turning Your Computer on and Walking Away appeared first on MoneyPantry.com.
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Friday, 14 April 2017

2017 National CDSME and Falls Prevention Resource Centers Meeting

ARE YOU SERIOUS ABOUT YOUR RETIREMENT

Use the links below to view presentation slides and resources for the 2017 National CDSME and Falls Prevention Annual Resource Centers Meeting.


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HighTower To Acquire WealthTrust With $6.4 Billion In Assets

Wealth management firm HighTower said it will acquire WealthTrust, which has interests in a dozen RIA firms with $6.4 billion in client assets nationwide, bringing HighTower’s total client assets to more than $47 billion. Chicago-based HighTower has been in discussions with private equity firm Lee Equity Partners LLC for four months to buy or invest in


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9 Things Poker Teaches Entrepreneurs

I learned to play poker about a decade ago through a Seattle startup that connects founders with education, opportunities, and most importantly each other. Through this journey that began in 2008, I’ve learned that there are a lot of similarities between the startup world and the game of poker. I’ve even found myself making references to


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Build A Marketing Plan On A Tight Budget

TV ads, billboards, direct mailers — these are all common ways companies market their own products and services. If you do not have thousands of dollars to invest into your marketing budget, how do you engage with your potential clients? Small business owners often find it difficult to stretch their tight budgets to effectively market their offerings. However,


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Pivot Your Practice Around Morale Challenges

Do your employees drag themselves into work? Is office laughter a vague memory? Your employees’ morale may need a boost. After all, low morale can lead to poor cooperation, low productivity and increased turnover — and eventually hinder a business from reaching its goals. Since employee morale can quickly build or break a company’s success, effective


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It’s Not Compliance Fees, It’s The Workload

Majority of small businesses say that administrative burdens of federal taxes are actually a bigger problem than the financial cost, according to the National Small Business Association’s (NSBA) 2017 Small Business Taxation Survey. The survey also found that one-in-three small businesses report spending more than 80 hours—two full work weeks—each year on federal taxes. The survey


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Are You Testing Older Clients’ Portfolios?

Preparing client portfolios for retirement is a time for optimizing and coordinating all the moving parts of the portfolio, built over the decades. The first step, said Dana Anspach, CFP and CEO of Sensible Money, is to stress-test pre-retirees’ portfolios to see how well their plans would hold up under a severe market decline or a


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Avoid United Airlines-Style PR Disasters

The news of a physician being forcibly removed from a United Airlines flight has shocked the world and captured headlines around the clock. Millions have now watched passenger-taken videos of Doctor David Dao being brutally dragged off the plane to make room for United employees. His frequent flyer bonus was a broken nose, concussion, and two


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Wall Street Banks Are Beating Main Street Banks At The Beginning Of The Trump Era

United States banks reporting their first profits under Trump’s presidency are showing a split: Wall Street businesses are faring much better than some of those serving Main Street. The nation’s two biggest trading firms — JPMorgan and Citigroup — posted surprisingly strong revenue Thursday from buying and selling securities in Q1, when political turmoil prompted clients to adjust


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Bill Gross: Stock Markets Are ‘Priced for Too Much Hope’

Stocks as well as other assets are priced at unrealistic levels based on the outlook for global growth, according to Bill Gross. “Equity markets are priced for too much hope, high yield bond markets for too much growth, and all asset prices elevated to artificial levels that only a model driven, historically biased investor would believe


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2017 National CDSME and Falls Prevention Resource Centers Meeting

ARE YOU SERIOUS ABOUT YOUR RETIREMENT

Paving the Way towards Sustainable Healthy Communities May 23-25, 2016 in Alexandria, VA View the agenda Use the links below to view presentation slides and resources for the meeting. Day One- Tuesday, May 23, 2017 Day Two- Wednesday, May 24, 2017 Day Three- Thursday, May 25, 2017


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DON'T GO INTO RETIREMENT WITHOUT A PLAN

Researchers hope to some day be able to identify who's at risk before they're financially victimized

HealthDay news image

Source: HealthDay
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Get Paid $5 for Every Phone Call You Make: A Great Part-time at Home Job

In today’s world, almost everybody is carrying around a cell phone. Phones are involved in everything, from making money and work to banking, booking travels, socializing, and everything in between. A while back we published a post about a company that pays people to listen to phone calls. We got a lot of positive feedback... Continue... The post Get Paid $5 for Every Phone Call You Make: A Great Part-time at Home Job appeared first on MoneyPantry.com.
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Thursday, 13 April 2017

Brinker Capital Launches Destinations Funds

Brinker Capital announced the launch of the Destinations Funds, a series of 10 multi-manager mutual funds advised by Brinker Capital that it said aims to cut investors’ overall costs and lower the account minimum on portfolios. The funds now serve as the building blocks of the Destinations fee-based mutual fund advisory portfolios, which launched in


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Wells Fargo Earnings Show The Bank Has A Long Way To Go

  Wells Fargo is doing everything it can to put the phony account scandal in its rear view mirror. But according to the company’s first quarter fiscal 2017 earnings results, it still has a bit of a way to go until the episode is completely in the past. Wells reported Thursday that it recorded $22 billion in first


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Company Behind Bitcoin ‘Creator’ Sold To Private Investors

A company built around the research of Craig Wright, who has claimed to have invented the bitcoin cryptocurrency, has been sold to a private equity firm in a deal the company says is the biggest to date involving bitcoin’s underlying blockchain technology. The deal swings the spotlight once again on to Wright, a 46-year-old computer


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How Most Active Managers Keep Missing The Benchmark

Ed. Note: This article first appeared in CNBC Mark 2016 as the latest Year of the Stock Picker that wasn’t. Active funds stumbled through another brutal year, with barely 1 in 3 large-cap managers able to beat the S&P 500, according to figures released by S&P Dow Jones Indices. The news got worse farther down the


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CEOs Steering Trump Away From Bannon’s Hardcore Policies

Ed. Note: This article first appeared in POLITICO Wall Street titan Stephen Schwarzman has recently taken on a new, informal job: counselor to the president. The CEO of Blackstone Group has become so close to President Trump that the two sometimes talk several times a week, covering everything from Chinese trade to tax policy to immigration. White


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How Jared Kushner Can Modernize Government

Ed. Note: This article first appeared in POLITICO Many critics have already dismissed the new White House Office of American Innovation, created in March by President Trump and led by Jared Kushner. The office is President Trump’s first attempt to modernize government, but Kushner already has a full portfolio, from negotiating peace in the Middle East


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President Trump Is Open To Yellen Serving Another Term As Reserve Chair

Ed. Note: This article first appeared in Fortune Despite routinely criticizing Janet Yellen throughout his campaign, President Donald Trump now says he’s open to the possibility of her serving another term as chairman of the Federal Reserve. In an interview with the WSJ, Trump the left the door open for the Yellen’s renomination once her tenure is up


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Trump Tanked The Dollar, But It Will Bounce Back Soon

The dollar fell after President Trump criticized its recent strength, but analysts expect the greenback to bounce back soon. Trump said the currency was “getting too strong” in an interview with The WSJ. “I think our dollar is getting too strong, and partially that’s my fault because people have confidence in me. But that’s hurting—that


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Do Marathons' Road Closures Lead to More Local Deaths?

3 Master Steps to Retire on Cashflow Investing Stock Option

Elderly with heart problems fare worse on race days, perhaps due to delays in care, researchers say

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18 Cheap & Free Alternatives to Cable TV: Time to Cut the Cord & Save Money

Cable TV is great! There is no doubt about it. But when it comes to its cost, it’s not so great! The average cable bill is $99 per month. Yes, you’re paying around $1000 a year to watch TV. Thankfully, paying for cable isn’t the only way to watch TV anymore, mainly because of the... Continue... The post 18 Cheap & Free Alternatives to Cable TV: Time to Cut the Cord & Save Money appeared first on MoneyPantry.com.
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Wednesday, 12 April 2017

President Trump Lays Groundwork For Widespread Government Reorganization

Ed. Note: This article first appeared in Bloomberg President Trump is issuing a presidential memorandum that will call for a rethinking of the entire structure of the federal government, a move that could eventually lead to a downsizing of the overall workforce and changes to the basic functions and responsibilities of many agencies. The order will


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Yellen Aims To Let ‘Healthy’ U.S. Economy Coast Along

Ed. Note: This article first appeared in CNBC The Fed’s plans to raise U.S. interest rates gradually are aimed at sustaining full employment and near 2% inflation without letting the economy overheat, Fed Chair Janet Yellen said on. “I think we have a healthy economy now,” Yellen said at an event at the University of Michigan’s


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New Money Is The Sweet Spot For Advisor Growth, JD Power Says

Emerging affluent investors—defined as Millennials with $100,000 in investable assets—currently control the largest portion of at-risk assets managed by full service financial advisors, according to the J.D. Power 2017 U.S. Full Service Investor Satisfaction Study,SM released. Surprisingly, half (48%) of emerging affluent investors currently working with an advisor say they “probably will” or “definitely will”


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How AIG’s Cyber Security Gamble Could Pay Off

Ed. Note: This article first appeared in fortune AIG has begun offering personal cyber security insurance plans to individuals. The company appears to be riding a wave of individuals’ fears about losing online data or having their bank accounts emptied, and should find success with wealthier customers who have a lot to lose. But it remains


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Will the Government Ever Take Cybersecurity Seriously?

Ed. Note: This article first appeared in the merkle Before Donald Trump became President Donald Trump, he made public his lack of knowledge regarding digital technology. At one of the presidential debates, Trump lumbered through an incoherent argument on cybersecurity, making statements like “The security aspect of cyber is very, very tough. And maybe, it’s hardly


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New Fintech Platforms Herald The Rise Of Mobile Trading

Ed. Note: This article first appeared in Forbes Stock trading app Robinhood recently scored big in its latest round of funding. Yuri Milner-led DST Global valued the company at $1.3 billion, sources told TechCrunch. The company sought funding late last year and when no big announcement was made, there were speculation that their funding drive fell


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Fiduciary Delay Puts JPM Wealth Management Client Dump On Hold

Ed. Note: This article first appeared in Bloomberg JPMorgan is delaying a plan to move some wealth-management clients to a self-directed platform as the bank awaits word on whether the Trump administration will revise or scrap higher standards for brokers. The lender had told some customers who currently have human advisors they would be moved to a system


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45 Money Saving Tips for New Parents (& Parents with a Baby on the Way)

Having a child is a wonderful, life-changing event that will bring you so much happiness. But, having a baby can get really expensive! According to the USDA, parents spend an average of $12,000 on their child in the first year alone! And according to a 2012 study by USDA parents with kids born after 2011  will spend an... Continue... The post 45 Money Saving Tips for New Parents (& Parents with a Baby on the Way) appeared first on MoneyPantry.com.
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Tuesday, 11 April 2017

67 Restaurants Where Kids Eat Free (7 Days a Week)!

Imagine, your kids getting free meals every time you dine in at a restaurant! How much money could you save by not having to pay for your kids’ meal? Dining out can be expensive, especially if you have kids to feed. According to a survey by Gallup, Americans spend $151 on food per week on... Continue... The post 67 Restaurants Where Kids Eat Free (7 Days a Week)! appeared first on MoneyPantry.com.
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Morgan Stanley Increases Kelleher’s Pay By 27%

Ed. Note: This article first appeared in Bloomberg Morgan Stanley President Colm Kelleher, who runs the firm’s investment bank and retail brokerage, received $19.5 million for his work last year, a 27% increase. President of the firm was paid $1.67 million in salary, $6.88 million in deferred cash and $2.4 million in deferred stock, the New


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The Fed Is Watching Wall Street

Ed. Note: This article first appeared in Bloomberg President of the Federal Reserve Bank of New York, William Dudley, has long believed that Fed policymakers should pay more attention to stock market swings. With the Fed lifting rates for the first time in about 10 years, Dudley, who also serves as vice chairman of the Fed’s Open


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President Trump To Meet Business Leaders On Infrastructure, Tax Reform

Ed. Note: This article first appeared in Reuters President Trump will meet with around 20 chief executives as he works to gain support for a $1 trillion infrastructure program, tax reform and other administration priorities, said White House spokesman Sean Spicer. Trump will meet with the heads of General Motors Co, International Business Machines Corp and Wal-Mart


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Congratulations to Enfield Senior Center on achieving National Accreditation

3 Master Steps to Retire on Cashflow Investing Stock Option

The Town of Enfield Senior Center achieved their third National Accreditation on March 25.


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After Robots Take Over Our Jobs, Then What?

Ed. Note: This article first appeared in Forbes Once robots take over our jobs, what’s next? Guaranteed incomes? A public service job creation program? More conferences on “the future of work”? Not a week goes by without a new study being released or conference convened on robots replacing jobs or a newspaper account of a new use


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Gold, Yen Climb to 5-Month Highs as Refuges Seek Havens

Ed. Note: This article first appeared in Bloomberg The yen and gold rallied to five-month highs while Treasury note yields approached the lowest levels of the year as investors sought out traditional havens from geopolitical risks. The U.S. equity market’s standard fear gauge rose to the highest since Nov. The yen rose versus all of its G-10 peers


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Smart Beta Attracts $559 Billion Now, No Longer Niche Fad

Ed. Note: This article first appeared in ETFtrend Assets invested in Smart Beta equity ETFs and exchange traded products (ETPs) listed globally reached a new record high $559.78 billion at the end of Feb. surpassing the prior record of $534 billion at the end of Jan. 2017. That’s according to data from research firm ETFGI’s January


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Financial Advisors Shouldn’t Double As Portfolio Managers

Ed. Note: This article first appeared in The Street Financial advisors like to steer their clients’ financial ship, manning the wheel on key kitchen table money issues like college planning, retirement savings, and estate planning, among other responsibilities.  But taking on the role of client portfolio manager may be a bridge too far for advisors. What’s


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Build Or Buy: What Goes Into An AI-Based Investment Platform

Ed. Note: This article first appeared in SeekingAlpha Wavelength Capital built an AI investment platform which provides a mutual fund, robo-advisor, and an AI overlay service for other advisors, asset managers and hedge funds. It is fortunate that the explosion in data has been met with an explosion in computing power which far surpasses the capacity of


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Monday, 10 April 2017

Barclays Reprimands CEO For Trying To Identify Whistleblower

Ed. Note: This article first appeared in Reuters British bank Barclays has reprimanded CEO Jes Staley and will cut his bonus heavily after he tried to uncover the identity of an internal company whistleblower in a case being investigated on both sides of the Atlantic. In a statement on Monday, Barclays disclosed that British authorities were investigating


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Cadillac To Launch Self-Driving ‘Super Cruise’ System This Fall

Ed. Note: This article first appeared in Forbes It has been five years since Cadillac announced it was working on a system it calls “Super Cruise” that would be capable of steering, braking, and lane-centering in highway driving without human intervention. While at that time, the notion of a self-driving car still seemed like fodder for science


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Majority Of Active Managers Are Beating The Market This Year, Investors Don’t Care

Ed. Note: This article first appeared in CNBC After years of languishing, 2017 might finally  be the year that active managers reassert their place in the investment community. As a whole, stock-picking fund managers got off to a solid start this year, with 52% of fundamental equity managers beating their Russell 1000 index benchmarks, according to research


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Trust Portability Is Critical

Ed. Note: This article first appeared in RecordOnline Living trusts, referred to as lifetime trusts, avoid a court proceeding upon death called probate, saving time, money and avoiding family squabbles. Other advantages of trusts include disability planning and privacy, that is, keeping your financial and estate planning affairs out of the public eye. For married


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Marin Agricultural Land Trust To Protect 600 Acre Stanley Martinelli Ranch

Ed. Note: This article first appeared in NorthBay Business Journal About 600 acres of western Marin County that connects federally protected National Park Service land on the east shore of Tomales Bay to the coastal ridges north of Point Reyes Station has been protected from development through an easement acquired by the Marin Agricultural Land Trust


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Wells Fargo Board Claws Back $28M More From Ex-CEO

Ed. Note: This article first appeared in Bloomberg Wells Fargo’s board clawed back an additional $28 million from former CEO John Stumpf and canceled about $47 million of ex-community bank head Carrie Tolstedt’s stock options after determining they were among senior managers who failed to heed warnings of spreading sales abuses for more than a decade. The bank’s


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Pierre-Auguste Renoir Masterpiece At Center Of Bitter Estate Feud

Ed. Note: This article first appeared in NYpost A Manhattan estate feud over an allegedly purloined painting could bring a big loss to a famed Las Vegas hotel-casino. The high-roller Bellagio is still waiting on the $1.085 million it thought it had raked in after selling one of Pierre-Auguste Renoir’s masterworks, which was once displayed in


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Protect Multiple Generations With A Dynasty Trust

Ed. Note: This article first appeared in JDsupra Dynasty trusts have nothing to do with the popular soap opera from the 1980s, but everything to do with leaving a lasting legacy. Although this type of trust is often created to reduce estate taxes, it can also provide other benefits and protections for affluent families. Most important:


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Merrill Lynch To Push For Younger Advisors In Its ‘Thundering Herd’

Ed. Note: This article first appeared in Reuters BofA’s Merrill Lynch brokerage unit is launching a renewed push to recruit and train young advisers to supplement a sales force that is aging industry-wide, Merrill Lynch head Andy Sieg said. “Make no mistake, when we look out over the next 10 years the thundering herd will be


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Ex-Prince Divorce Attorney Claims Estate Owes Him Thousands In Legal Bills

Ed. Note: This article first appeared in Fox9 The battle over Prince’s money continues in Carver County Court. On Friday, a former attorney claimed there are unpaid bills from Prince’s divorce. The trust representing Prince’s estate has already denied the claim as being far too old. Now, it argued over the attorney’s appeal, saying he waited


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Online Teaching Jobs: 43 Places That Offer Work at Home Teaching Jobs

The Internet offers a wealth of online teaching jobs. Whether it’s math or English, you can find a ton of teaching opportunities on the Internet, if you know where to look. While online teaching jobs are out there, finding them is the tough part. That’s why we’ve put together an extensive list of places that... Continue... The post Online Teaching Jobs: 43 Places That Offer Work at Home Teaching Jobs appeared first on MoneyPantry.com.
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Blood and Taxes: What White House Hawks Mean For Wall Street

When the missiles start flying, oil and aerospace stocks take the lead. The rest of the market is a less predictable roll of the dice, but if history is any guide, an alert advisor can keep clients in the clear. Now that President Trump has traded Twitter rebukes for Tomahawk missiles, the weekend pundits are


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Sunday, 9 April 2017

Leon Cooperman Cuts Through Trump Noise: Capitalists In Charge

Hedge fund manager Leon Cooperman is thrilled to see the market acting like it is being run by a bunch of capitalists. “The most thoughtful people are not thrilled about the style of the president but they are very thrilled, myself included, regarding his economic ideas,” the chairman and CEO of Omega Advisors told CNBC. Cooperman said


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Do Human Analysts Have A Role In Today’s Markets?

BlackRock's decision to replace dozens of fund managers and analysts with robotic stock-selection tools reflects a powerful and somewhat puzzling feature of today's market: No one does stock picking anymore, it's too crowded.


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U.S. Economy Facing “Significant” Challenges, Jamie Dimon Says

JPMorgan (JPM) CEO Jamie Dimon thinks the United States is “truly an exceptional” country, but as he writes in his latest letter to shareholders, “it is clear something is wrong — and it’s holding us back.”


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Envestnet: Optimism Beyond the Trump Bump

Whatever one’s political leanings and views on President Trump and his administration, there is little doubt that his election has generated a great deal of optimism about the economic outlook.


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11 Sites That Pay You for Your Photos (Up to $100 per Picture)

Are you a bit of a shutterbug? If so, you can actually make money selling your photos to stock image sites even as an amateur photographer. And yes, even your smart phone pictures can earn you money. There are dozens of websites out there that are willing to pay you for your photos – and often they... Continue... The post 11 Sites That Pay You for Your Photos (Up to $100 per Picture) appeared first on MoneyPantry.com.
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Saturday, 8 April 2017

40 Fantastically Easy Ways to Save Money at Disney World

Kids love Disney (as do many adults!), which is why a trip to Disney World (a dream vacation for a lot of us) can be a wonderful family experience. But it can also be an expensive experience. Disney World, which features, four theme parks, two water parks, and over twenty Disney Resort Hotels, can get... Continue... The post 40 Fantastically Easy Ways to Save Money at Disney World appeared first on MoneyPantry.com.
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Friday, 7 April 2017

Bill Gates, Warren Buffett and Richard Branson Have The Same Unexpected Definition Of Success

Ed. Note: This article first appeared in CNBC Bill Gates, Warren Buffett and Richard Branson are three of the wealthiest people alive today. They are all billionaires multiple times over. Indeed, Gates could become the world’s first trillionaire. Yet each of them believes that success doesn’t have to do with money. Success, according to these three


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Gundlach: Bond Rally to Continue With 10-Year Yield Falling

Ed. Note: This article first appeared in Bloomberg A bond rally is likely to continue with yields on 10-year Treasuries poised to head down in the short term, according to Jeffrey Gundlach, CEO of DoubleLine Capital. “I expect a rally on the 10-year and the 30-year, to below 2-1/4 at a minimum on the 10-year, maybe a


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Should you use your retirement savings to pay for kids’ college?

Ed. Note: This article first appeared in Marketwatch You can borrow for college, but not for your retirement When it comes to saving for college, readers have many questions, especially about tax-advantaged “529” college-savings accounts, which allow money to grow tax-free in mutual funds if used for qualified higher-education expenses. ‘Should I dip into my retirement


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Probate, Wills, Executors: Estate Planning Questions Answered

Ed. Note: This article first appeared in Forbes Next Avenue recently asked readers to tell us the estate planning questions they’d like us to answer. We’re now back with the experts’ views on the top question on your mind, plus — as a bonus — their insights on the two runners-up. The questions were: How do


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The States With the Highest Taxes for Retirees

Ed. Note: This article first appeared in Time Retirees have many good reasons to change where they live: climate, health care facilities, hobbies, crime rate, proximity to family. Cost of living is another big consideration—and on that front, state and local taxes may be a big component.  States have very different tax structures. If you move


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Warren And Trump Agree On One Thing: Break Up The Banks

Ed. Note: This article first appeared in CNN Sen. Elizabeth Warren is renewing her crusade to break up Wall Street banks and is allying herself with President Donald Trump. The progressive Massachusetts senator reintroduced a bill this week with three other senators, including Republican John McCain, to shrink big U.S. banks. She wants to restore a


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21 Ways to Save Money at Walgreens (Everyone Needs to Know #7)

When was the last time you shopped at your local Walgreens? If you are one of the 10 million people who interacts who shop in stores or online each day, you probably stop by “America’s Corner Drug Store” once or twice a week. Walgreens has come a long way from 1901 when Charles R. Walgreen,... Continue... The post 21 Ways to Save Money at Walgreens (Everyone Needs to Know #7) appeared first on MoneyPantry.com.
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Thursday, 6 April 2017

Envoy Platform Brings Compliance, Security and Automation To The Global Immigration Process

Intense demands for skilled workers and today’s political climate have brought new focus on the United States’ complicated, inefficient and slow work-authorization visa processes. However, employers are also experiencing significant challenges managing immigration in countries beyond the U.S. Envoy, the global immigration services provider, launched the first-of-its-kind Global Immigration Case Management Platform to streamline the


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Steve Bannon Slams Jared Kushner Behind His Back With Jr. High Name Calling, Who Wins?

Ed. Note: This article first appeared in The Daily Beast President Donald Trump’s two closest aides are fighting “nonstop” and often “face-to-face,” officials say — and it’s even uglier in private. President Trump’s chief strategist Stephen Bannon has called the president’s senior advisor and son-in-law Jared Kushner a “cuck” and a “globalist” during a time of high tension between


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Jack Bogle: 6 Best Money And Career Tips For Young People

Jack Bogle — legendary investor and entrepreneur — had his first heart attack at 31, when doctors discovered he had a congenital heart condition called right ventricular dysplasia. For most of his working years, he suffered arrhythmias that would sometimes cause him to collapse. Eventually, at 65, the founder of the world’s largest mutual fund


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High Earners Should Consider A ‘Back Door’ Roth IRA

Ed. Note: This article first appeared in CNBC The April 18 tax-filing deadline is looming, and many corporate executives, attorneys and other professionals earning high salaries are seeking to save more money and cut their taxes. There is a great strategy that they could be overlooking that may save significant taxes in retirement: setting up a


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The Ford Foundation Is To Put $1B Of Endowment In Impact Funds

Ed. Note: This article first appeared in Bloomberg The Ford Foundation is committing $1B of its endowment over the next 10 years to money managers who invest in affordable housing and financial services for people in developing countries. The move marks a shift by the New York-based nonprofit, from investing its $12b endowment in traditional assets


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How To Improve Your Digital Marketing

Ed. Note: This article first appeared in Entrepreneur Every online company needs to use marketing effectively to generate traffic and leads. With so many platforms accessible to publish the content, though, it can be difficult to pick the best option or figure out why your strategy isn’t working. Those quickest to identify the latest developments and implement them in their


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More Advisors Adding ‘Financial Counseling’ To Services Menu

Ed. Note: This article first appeared in CNBC The notion of “financial counseling” is making its way into mainstream financial advising. The Association for Financial Counseling and Planning Education describes financial counselors and educators as helping clients “along a spectrum of knowledge through behavioral adjustments, with the hope of eventually referring them to investment advisers and financial planners.”


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ETFs Are the New Bond Kings

Ed. Note: This article first appeared in Bloomberg Leighton Shantz had barely begun managing part of the $26 billion pension fund for Texas state employees when he got a crazy idea. The fund’s floundering investment-grade bond portfolio was occupying his undivided attention, its strategy clearly broken. No matter what he tried, the securities couldn’t deliver sufficient


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200+ DIY Beauty Recipes: Natural Personal Care Products You Can Make at Home

Here at MoneyPantry we are all about saving money. And since we have a “Health & Beauty Closet” (yes, that’s how our hallway closet is referred to in our home) in our house, I know women spend a lot of money on health and beauty products. In fact, the personal finance website, Mint.com published a... Continue... The post 200+ DIY Beauty Recipes: Natural Personal Care Products You Can Make at Home appeared first on MoneyPantry.com.
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Good Sleep Does Get Tougher with Age

Review suggests many seniors struggle to get deep, restorative slumber, adding to health problems

HealthDay news image

Source: HealthDay

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Wednesday, 5 April 2017

Bob Doll: Economy Threatens U.S. Stocks More Than Trump

Ed. Note: This article first appeared in Bloomberg Veteran money manager Bob Doll is becoming increasingly worried that the American economy poses a greater threat to the U.S. stock rally than the political tensions traders are currently focused on from President Trump and Congress. Sentiment on the U.S. economy may be too high, leaving investors vulnerable


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Featured Whitepaper: Focus on Ultra-High-Net-Worth Clients, Part 2

Focus on Ultra-High-Net-Worth Clients, Part 2 Advisors are attracted to ultra-high-net-worth (UHNW) clients like iron filings to a magnet but what does it take to work with this sophisticated group of investors. Part 2 in this series of articles from IMCA’s Investments & Wealth Monitor explores the biggest trends in family wealth, the latest family


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How The Economy Could Suffer Under Trump’s Trade Agenda

Ed. Note: This article first appeared in CNBC The Trump administration recently released a trade pronouncement that goes beyond the president’s preferred 140-character format. The 2017 Trade Policy Agenda is a report, required by Congress, that highlights Administration priorities on trade. An earlier, leaked version criticized aspects of the global trading system as “untethered from economic


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Tax Day: Can Trump Treasury Secretary Make The IRS Great Again?

Ed. Note: This article first appeared in Fortune It’s the other part of tax reform that politicians don’t always like to talk about: How can the United States make sure the American tax system at least collects on what it’s owed? With tax day, when 2016 taxes are due, around the corner on Tuesday, April 18


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Salesforce Offers AI-Powered CRM for Financial Advisors

Ed. Note: This article first appeared in CRMbuyer Salesforce announced Financial Services Cloud Einstein, an AI-based CRM tool for financial advisors. Financial Services Cloud Einstein gives users a holistic view of each client’s household and wealth ecosystem and lets them leverage Salesforce’s AI technology to seek out new business opportunities. Feature Lineup Einstein Opportunity lets users


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Mercedes And Bosch Join Forces To Build Robo-Taxis

Ed. Note: This article first appeared in Mashable Look out, Uber: Mercedez-Benz is working with a new partner to fill future city streets with autonomous robo-taxis.\  Daimler, the parent company of Mercedes-Benz, has teamed up with major automotive supplier Bosch for the latest big-name partnership in the self-driving car game. The two companies will work together


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Looks Like JPMorgan Is Building A Robo-Advisor

Ed. Note: This article first appeared in Bloomberg In the summer of 2016, JPMorgan Chase & Co. CEO Jamie Dimon said his firm could give clients a free, automated investment service as part of a future bundle of digital-banking products. Dimon revealed the bank is following through on that promise and creating one. “We are currently developing some


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10 Cybersecurity Myths That Must Be Busted

Ed. Note: This article first appeared in Forbes Cybersecurity was huge in 2016. From ransomware to weaponized Internet of Things (IoT) devices to foreign hacking of elections – last year saw it all. But many of these threats aren’t new and will never really go away. Over the last 25 years, one of the most valuable


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DOL Officially Delays Fiduciary Rule

Ed. Note: This article first appeared in Forbes Almost 200,000 commenters chimed in on whether the DOL should delay the April 10 implementation of the Obama Administration’s landmark fiduciary rule meant to protect retirement investors from conflicted advice. The verdict: it’s official, as of today, that the DOL will delay implementation of the fiduciary rule until


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22 Ways to Save Money at The Home Depot (Hacks the Pros Use)

I love The Home Depot! I’m the kid in the candy store when walking through the HD aisles. And that leads to spending a lot of money, which is fine since I buy tools and materials that I actually need and use. Nonetheless, I don’t always like to pay full prices for everything. So after... Continue... The post 22 Ways to Save Money at The Home Depot (Hacks the Pros Use) appeared first on MoneyPantry.com.
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Tuesday, 4 April 2017

Cognitive Health and Older Adults

Source: National Institute on Aging - NIH

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The World’s Highest-Paid Celebrities Of 2016

Ed. Note: This article first appeared in Forbes Taylor Swift has a certain attachment to the number 1989–it’s the year of her birth, the title of her latest multiplatinum album and the name of her record-smashing tour. She may soon have a new favorite: 170 million. That’s the number of dollars she raked in over the


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The Best (and Worst) States for Retirement

Ed. Note: This article first appeared in Time Dreaming of retirement? Imagine yourself in New Hampshire. That’s the best state to retire in, according to a new ranking from the finance website Bankrate.com. The project rates each state based on how ideal it is for retirees, measuring things like the cost of living, healthcare quality, crime


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Not To Worry Jack Bogle, Investors Aren’t Overtrading ETFs

Ed. Note: This article first appeared in Marketwatch Like savvy comic-book collectors, investors of ETFs aren’t ruining the value of their holdings by taking them out and playing with them. According to S&P Global Market Intelligence, advisors and retail investors who use ETFs are keeping their positions for a meaningful amounts of time, with the average


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Kuri The Home Robot Can Detect Your Face

Ed. Note: This article first appeared in CNBC Kuri is a cute, intelligent robot for the home designed by Mayfield Robotics, a Bosch start-up out of Redwood City, CA. It can understand facial expressions, cruise around your house and connect with smart home devices, and it’s got a built-in HD camera you can access with


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AIG To Roll Out New Cybersecurity Product

Ed. Note: This article first appeared in Reuters AIG is joining insurers offering products that offer consumers safeguards against hackers and cyber criminals who might steal personal data. The U.S. insurer plans to roll out a product on that offers coverage for expenses that arise from online bullying, extortion and other digital misdeeds. Called “Family CyberEdge,” it


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