Wednesday 31 May 2017

Featured Whitepaper: Focus on Institutional Foundations and Endowments

In practice the lines between the institutional and individual investor are often blurred. For instance socially responsible investing is front and center among many investment committees, as well as individual investors. This series of articles from IMCA’s Investments & Wealth Monitor explores: How individual-investor, foundation, and endowment “unicorns” are doing good while working with minority


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Denver’s Janus Capital Group surrenders independence

Janus Capital Group ceased to exist as an independent Denver-based money manager on Tuesday, after it completed a merger with Henderson Group plc, a London-based financial firm, The Denver Post writes. Denver’s largest mutual fund group is now a subsidiary of Janus Henderson Group plc. Shares trade under the ticker JHG, replacing the disbanded JNS ticker. Janus Capital


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How To Reshape Your Job To Fit You Better

As a career changer, I am frequently asked about my decision to leave my law practice and start a business doing something completely different. When I talk about my experience burning out at work, a lot of people confess the same thing; yet, I find that very few people actually want to leave their job.


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Big Tech Companies Send A Warning to People Who Try to Go It Alone

The biggest players in Silicon Valley’s burgeoning autonomous car industry have a warning for their top engineers: if you quit to set up your own company, tread carefully. Anthony Levandowski, a pioneering self-driving car engineer, became the highest-profile casualty of this increasingly litigious approach after Uber Technologies Inc. fired him in the midst of a contentious


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How Wealth Tech Shifts From Buzz To Business

The wealth management industry is being driven by two major factors: first, the focus on making the business more efficient; and secondly, collaboration between traditional banks and fintech firms,  hubbis writes. To be more efficient, large global banks are looking at where they can automate transaction business like online brokerage and retail banking, says Gregory


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Morgan Stanley’s 16,000 Human Brokers Get Algorithmic Makeover

Call them cyborgs. Morgan Stanley is about to augment its 16,000 financial advisers with machine-learning algorithms that suggest trades, take over routine tasks and send reminders when your birthday is near. The project, known internally as “next best action,” shows how one of the world’s biggest brokerages aims to upgrade its workforce while a growing number of firms


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Tuesday 30 May 2017

Wall Street May Get One Last Chance to Gut Obama’s Broker-Conflict Rule

The finance industry may get a fresh opportunity to chip away at an Obama-era rule that cracked down on Wall Street conflicts of interest, as the SEC is considering reviewing the responsibilities that brokers have to their clients. The SEC’s first step could be seeking feedback on what’s known as a fiduciary duty — the requirement


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The robo-advisors taking over Wall Street: AI’s are now managing portfolios worth ‘tens of millions’ for high wealth customers

Robots are slowly creeping their way into retail, restaurants, hospitals and now, they are starting to show a presence on Wall Street, Daily Mail writes. Although some banks have argued that wealthier individuals will ‘always demand face-to-face advice’, many high-net worth investors are looking to robo-advisors for guidance in the market. New York-based Betterment has


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Technology Poised To Help Store Associates, Not Replace Them

Reports of robots taking over retail jobs have been greatly exaggerated. I’m talking about a recent report by Cornerstone Capital Group claiming that some 7 million retail jobs could be at risk from the threat of automation. Fellow Forbes contributor Paula Rosenblum and I both have contrarian views on this. That’s partly because retailers with a store base can’t just cut their way to


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Get Paid to Shop Online: 10 Rebate Sites That Pay up to 70% Cash Back

If you’re anything like me, you’re always looking for ways to save money, and shopping online can get you some great deals. But it’s possible to go one step further and actually get paid for the purchases you make. It can add a little time to your shopping, but you’ll probably find it worthwhile. How... Continue... The post Get Paid to Shop Online: 10 Rebate Sites That Pay up to 70% Cash Back appeared first on MoneyPantry.com.
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Outsourced Portfolios May Be Last Nail In Commissions’ Coffin

Back in the good old days, financial advisors earned a living by charging clients commissions on the sale of investments and insurance. Then, over time, financial advisors earned a living by charging clients a fee based on the assets they managed, typically 1%, Marketwatch writes. And that trend continues. For instance, IN recently reported that


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Credit Suisse Takes Customer Service To The Cloud

Digital development is gathering pace at Credit Suisse under the guidance of Anke Bridge. Switzerland’s second-largest bank is working on a service that will be based on advice provided by robots. It wasn’t just the sheer size which kept UBS and Credit Suisse (CS) apart, but also their respective approach to innovation – with UBS


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Fidelity Survey: Retail Investors Eager For Advice

When it comes to investing: do it yourself or enlist a pro? That’s the question many investors ask themselves when determining how to achieve their financial goals. While many people successfully make their own investing decisions, a new Fidelity Investments® study surveying the experiences of those who selected professional money management found that three quarters


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Regulating The Robos

Imagine you have just been given a modest amount of extra money that you would like to invest, The Reg Review writes. If hiring a financial advisor is out of your price range, you could consider turning to a “robo-advisor” for help. Robo-advisors—or automated financial advice websites—are on the rise. Two leading investment management firms, BlackRock


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Will Amazon Join The Automated Investment Wars?

Amazon.com Inc.’s smart assistant Alexa can be used to order pizza, check on weather forecasts, make video calls, and as an automated voice agent at call centers. Providing financial services may be on that list in the foreseeable future.   According to reports, wealth management firm UBS group has partnered with Amazon to enable the


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UBS Announces New Luxury Travel Rewards Credit Card

UBS has joined the ranks of America’s biggest banks vying for wealthy spenders by dropping a new luxury travel rewards credit card. Beginning May 27, the Swiss financial services company will offer the UBS Visa Infinite credit card, a replacement for its current Preferred Visa Signature credit card. The heavy-metal card carries a $495 annual fee, but touts a


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Depression Often a Precursor to Falls in Elderly People

ARE YOU SERIOUS ABOUT YOUR RETIREMENT

But study found proper dose of psychiatric drugs might erase that danger

HealthDay news image

Source: HealthDay
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Gregg Allman Would’ve Died Mega-Rich If He’d Stayed With Cher: Hidden Costs Of UHNW Divorce

Bringing the human calculus onto the balance sheet always gets messy, but while it’s clear that the southern rock icon lived at the scale that fit him, the biggest meal ticket stayed on the other side of the split. Strip away all the algorithms and financial planning really revolves around discovering just how strongly your


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Monday 29 May 2017

15 Netflix Alternatives: Free & Paid Services Like Netflix (But Better!)

Netflix isn’t the only streaming platform out there. It might be one of the most popular streaming services – in fact it’s one of the most common ways people watch TV shows and movies right now. According to a survey from ClearVoice, almost half of the 2000 consumers who participated stated that they spent more... Continue... The post 15 Netflix Alternatives: Free & Paid Services Like Netflix (But Better!) appeared first on MoneyPantry.com.
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Sunday 28 May 2017

Raymond James Still Thinks Retail Accounts Are “Profoundly” Underinvested

A long stock market rally may be underway, but scores of investors may be missing out on it. Raymond James Chief Investment Strategist Jeffrey Saut is out with a note, writing that the first part of the week has the potential to be strongly positive for stocks based on his latest technical models. But there’s


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Trump’s Strategic Oil Sale: Misguided Or Well Timed?

The White House’s plan to sell off half the country’s strategic stockpile of crude oil looks like a hasty decision to some analysts, but to others its an idea whose time has come. The budget proposal released last Tuesday is projected to reduce the deficit by $16.6 billion over 10 years. It calls for drawing


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Paul Singer Waiting For All Hell To Break Loose

Paul Singer of Elliott Management isn’t sure exactly what hell on Earth, or Wall Street, will look like, but he’s got billions stockpiled for when it does, MarketWatch says. Billionaire investor Paul Singer has a bleak outlook for Wall Street, and he has built a $5 billion rainy-day fund in preparation for what he describes


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Robert Shiller: Stay in the Market, No Crash Yet

Nobel Prize-winning economist Robert Shiller believes investors should continue to own stocks because the bull market may continue for years. CNBC’s Mike Santoli spoke with Shiller in an exclusive interview for CNBC PRO. Santoli asked Shiller about his market outlook. “I would say have some stocks in your portfolio. It could go up 50 percent


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Strategist Warns Stocks Are “Supremely” Overvalued

David Rosenberg, chief economist and strategist at Gluskin Sheff + Associates, says U.S. stocks are “supremely overvalued” – the most so in 15 years, according to the Financial Post. While many in the investment community are quick to point out that operating earnings from U.S. companies are beating expectations by a wide margin, and the


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3 Things Most Americans Want In Retirement And How To Get Them

Gone are the days when the word “retirement” conjured up a do-nothing, rocking chair existence. Today’s retirement is a whole different ballgame. We now know that retirement is really a process, and that it involves a continuum that changes over time. Retirement could last 30 years or longer, so day one of retirement is unlikely


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30 Online Translation Jobs: Get Paid up to $43,590 to Translate

If you grew up in a bilingual household, there are many jobs that could use your skills. With the Internet, the possibilities of work at home translation jobs have opened up, and it’s likely you can find something which fits in with your schedule and your abilities. Aside from simple translation jobs, you could be... Continue... The post 30 Online Translation Jobs: Get Paid up to $43,590 to Translate appeared first on MoneyPantry.com.
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Saturday 27 May 2017

The nation’s top tech companies are asking Congress to reform a key NSA surveillance program

Facebook, Google, Microsoft and a host of tech companies asked Congress on Friday to reform a government surveillance program that allows the National Security Agency to collect emails and other digital communications of foreigners outside the United States. The requests came in the form of a letter to Republican Rep. Bob Goodlatte, a Virginia lawmaker who’s overseeing the


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Friday 26 May 2017

El-Erian: ‘Getting More Worried’ Trump Plan Has a Design Problem

Mohamed El-Erian, Allianz SE’s chief economic adviser, said he’s become less confident that President Trump has properly prioritized his plans to reverse a period of relatively low growth in the U.S. “I think the U.S. is falling into the trap of getting the sequencing wrong,” El-Erian said in an interview on Bloomberg TV, building on


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In Today’s World, Trump’s Balanced Budget Will Require Regulatory Reform

It seems every American president’s fiscal budget gets declared DOA. Presidents signal priorities to Congress, which subsequently goes and does at it chooses. Sen. Mitch McConnell offered praise for Donald Trump’s budget this week, but had hinted earlier to Bloomberg that Republicans would ignore the proposal. The big picture of Trump’s budget for fiscal year 2018 (which begins


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Markets are turning a deaf ear to any bad news

Market mood: I don’t want to hear it. Markets are not people, but they do have moods, and right now the market mood is, “I don’t want to hear it!” The Dow dropped 373 points on May 17 on reports that former FBI Director James Comey had written a memo alleging that President Trump asked


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Treasury’s Mnuchin on tax reform: ‘Our objective is to get it done this year’

Treasury Secretary Steven Mnuchin said the Trump administration hopes to pass a plan to overhaul the U.S. tax system by the end of the year. “Our objective is to get that done this year, and I’m still hopeful that that’s the case,” he said at the Peterson Foundation Fiscal Summit. Mnuchin stated clearly that “we’re not going


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35 Legit Virtual Assistant Jobs: Companies That Pay You (up to $60/hr) to Work at Home

Wanna make money working from home? If you own a computer, and have good organizational skills, then you might consider a career as a virtual assistant. And the good news is the demand for VAs has been increasingly steadily over the last few years. In fact, according to a report by Virtalent, the VA industry... Continue... The post 35 Legit Virtual Assistant Jobs: Companies That Pay You (up to $60/hr) to Work at Home appeared first on MoneyPantry.com.
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Thursday 25 May 2017

Do Advisors Need An Ethical Code Instead Of A Fiduciary Rule?

Doctors take an oath to do no harm to your health, but financial advisors don’t have to take a similar one to do no harm to your portfolio, Marketwatch writes. The U.S. DOL’s proposed Fiduciary Rule, which would require advisers to act in their customers’ best interests, will begin to take effect June 9. But


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When Clients Say The Advisor Is Fired

When should you fire an underperforming investment advisor? This question comes up far more often than we would like to acknowledge, for the simple reason that it’s incredibly difficult for investment advisors to beat the market by picking individual securities, ETFs or mutual funds — even among those with stellar track records for past performance.


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The Senate Can’t Pass Health Care Without This Man

Bill Cassidy, the first-term Republican senator from Louisiana, thinks the House’s Obamacare repeal bill failed to consider the impact it will have on one crucial constituency: patients. A medical doctor whose political life was forged in the aftermath of Hurricane Katrina and during decades working in a charity hospital, Cassidy wants a more robust replacement


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Wells Fargo Advisors Creates New Mutual Fund Class For Fiduciary Rule

Wells Fargo Advisors will launch a new share class of mutual funds next month as part of its plan to comply with the new U.S. DOL regulation that seeks to put the interests of retirement clients first, the bank confirmed Wednesday. Starting June 9, the same day the DOL’s fiduciary rule takes effect, advisers who


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Three Tax Notes On The Trump Budget

President Donald Trump revealed his first full budget Wednesday, and most of the attention rightly focuses on the very large spending restraint proposals. Dig deeply, though, and there’s a lot to chew on when it gets down to taxes. Here are three items that come to mind: Tax reform is on track. For all the Beltway chatter


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5 Things You Should Do Every Day If You Want To Be A Great Boss

Managers tasked with thinking about the big picture can sometimes forget the simple daily tasks that can help the team thrive. Amanda Augustine, a career expert for TopResume, says that just asking how your workers are doing every day and being punctual are keys to success. Here are five things you can do each day to be a great


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4 things to do if you want to retire early

Many people dream of making an early exit from the work-a-day routine. But making that dream a reality can be a challenge, CNN writes. The reason is simple. By retiring at 55 instead of, say, 65, you not only have 10 fewer years of saving and investing to build a nest egg, that nest egg


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Morgan Stanley to ‘Significantly Reduce’ Recruiting of Brokers

Morgan Stanley said it will cut back on using recruitment bonuses to poach established financial advisers as a new rule throws the industry’s traditional hiring practices into doubt. The firm will honor certain existing recruitment deals while it comes up with new policies, Shelley O’Connor and Andy Saperstein, the New York-based bank’s co-heads of wealth management, wrote


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How to Make an Extra $500 a Month: A Side Job You Can Do from Home

What could you do with an extra $500 a month? For many of us an extra $500 a month can be very helpful. It could pay the car payment, in some cases it could be half of the mortgage payment, you could pay off some debt with it… The list can go on and on.... Continue... The post How to Make an Extra $500 a Month: A Side Job You Can Do from Home appeared first on MoneyPantry.com.
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Wednesday 24 May 2017

What actions help make a financial advisor trustworthy?

The first question on any potential client’s mind about an advisor is: “Can I trust you?” “Trust-related factors — such as referrals, reputation, experience and relationships — are the leading reasons why investors begin their relationships with their primary financial services providers,” according to the authors of a recent study by Cerulli Associates. But when


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Five charged with insider trading involving US health agency

A Washington, D.C., political consultant, a former federal employee and three others have been charged with using confidential information from within a U.S. health agency to engage in an insider trading scheme. Federal prosecutors on Wednesday unsealed an indictment in Manhattan federal court against political consultant David Blaszczak, founder of Precipio Health Strategies; former U.S. Department of


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Robo-Advisors Battle Wall Street for Rich Investors

Citigroup Inc. doesn’t think its richer customers will drop their high-priced money managers in favor of automated investing, but Betterment LLC is betting it can prove the big bank wrong. The robo-advisor—the largest among independent digital advice startups that popped up after the 2008 financial collapse—has overhauled its entire brand. The shift in marketing and advertising strategy is aimed at attracting more


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Advisors should practice what they preach and offer fee diversification

One of the first lessons young financial advisors learn as they prepare for their licensing exams is the significance of diversification — the concept of investing in a variety of investments and assets so that a significant economic event that heavily impacts the markets will not, it is hoped, create a disastrous situation for an


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Mnuchin’s Recruiting Tool: Titles That Don’t Need Senate Confirmation

Treasury Secretary Steven Mnuchin is trying to fill a leadership vacuum in his department by increasingly recruiting financial industry executives for senior positions that come with a perk: a title that doesn’t require Senate confirmation. Mnuchin has so far hired four people as top aides with the title “counselor,” including Craig Phillips, an ex-BlackRock Inc.


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13 Best Survey Sites That Pay Cash: Your Turn to Get Paid

Who doesn’t want to make money from home? And who wouldn’t like to get paid for their opinion? Nobody, that’s who! And, one of the easiest ways to make money online that doesn’t require any investment or experience is participating in paid online surveys. There are plenty of legitimate survey companies that allow you to earn... Continue... The post 13 Best Survey Sites That Pay Cash: Your Turn to Get Paid appeared first on MoneyPantry.com.
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51 Practical Ways to Save Money on Groceries (With & Without Coupons)

“Don’t go grocery shopping when you’re hungry!” We’ve all heard that, and we’ve all experienced it once or twice. But when it comes to saving money on groceries, it’s not just being hungry when shopping that sabotages your efforts. You go to the store to pick up bread and milk. But by the time you... Continue... The post 51 Practical Ways to Save Money on Groceries (With & Without Coupons) appeared first on MoneyPantry.com.
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Trump Administration Makes A Surprise Move Clearing Fiduciary Rule

The U.S. Labor Department will implement its fiduciary rule on June 9 with no further delays, U.S. Labor Secretary Alexander Acosta said. The department’s rule, which requires brokers offering retirement investment advice to act in the best interest of their customers, has been heavily criticized by Republicans and Wall Street amid concerns it may make


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Tuesday 23 May 2017

The Primary Challenge To Blockchain Technology

Any emerging technology goes through a hype stage. It takes a while to get the kinks out and for pilots and proofs of concepts to prove use cases and shift the curve to broad adoption. The power and disruption of blockchain is evident in the news almost daily, and people are beginning to understand how blockchain


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Genivity Helps You Plan for the Medical Costs You Might Not Know Are Coming

“I’ve always believed that if you look at health from a health perspective, you’re missing half the story,” said Heather Holmes, Chicagolnno writes. Health and wealth are often intertwined, she explained. Medical expenses account for the majority of bankruptcies. A financial situation can impact care and comfort, while a health crisis can decimate a family financially. With her


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A Growing Need For Dynamic Asset Allocations

Given the low yields pervasive in large segments of the fixed income market, there is evidence of an ongoing shift among investors out of traditional assets and into multi-asset credit. Investors are also moving higher on the risk curve, hubbis writes. “In current volatile markets, investors are buying into the idea that there should be


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Humans Vs. Robots

There is much discussion in the financial planning world about the disruptive impact of technological advances on the industry, particularly the possibility of the “robo-advisor” supplanting the human advisor as individuals’ primary source of financial services CPA Journal writes. Robo-advisor is the term the financial media use to describe an array of digitally delivered services


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Portfolio Diversification: Too Much Of A Good Thing?

Diversification is a critical concept when assembling a risk-conscious investment portfolio. If you own a variety of investments, including several different types of investments, poor performance from one or more of them is less likely to depress the value of the entire portfolio, Mondaq writes. So, it is tempting to conclude that, if diversification is


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SoFi Jumps Into Robo Advice

As part of a broader strategy to become a full-service financial company, US alt lender SoFi on announced the launch of SoFi Wealth, its wealth management platform, as well as plans to roll out financial planning services this summer for young families, couples, and life events like buying a first home. SoFi Wealth, which had


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Advising Clients on Avoiding Draining Old 401(k)s

Commentary on the New York Times article by Ron Lieber Financial advisors often help new and existing clients rollover their old 401(k) plans into individual retirement accounts, but some clients may need an extra nudge. Many workers continue to take cash distributions, while others end up wiping up modest balances with IRA fees, the New


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Global Test Market Review: A Legit Survey Site That Pays You for Your Opinion?

Imagine, getting paid for your opinion! That’s essentially what paid survey sites claim you can do. And when it comes to sites that pay you to take surveys, Global Test Market is one of the oldest panels. That said, for the people who are new to it, there are some legitimate concerns, like: Is Global... Continue... The post Global Test Market Review: A Legit Survey Site That Pays You for Your Opinion? appeared first on MoneyPantry.com.
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NCOA Statement on the Trump Administration Fiscal Year 2018 Budget Proposal

3 Master Steps to Retire on Cashflow Investing Stock Option

Statement from James Firman, President and CEO of NCOA, on the Trump Administration Fiscal Year 2018 Budget Proposal.


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Monday 22 May 2017

Is A Trust Valid In All States?

Q. Is a trust is valid in all states? For example, if I make a trust in California and someday I moved to Florida, does my daughter will have to travel to California to deal with that trust? — Mom A. We’re glad to hear you’re planning ahead. The short answer is that Trusts are


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It’s A Matter Of Principle — And Trust — When Using A Principle Trust

For many, an important estate planning goal is to encourage their children or other heirs to lead responsible, productive lives. One tool for achieving this goal is a principle trust, Shawnee Mission Post writes. By providing your trustee with guiding values and principles (rather than the set of rigid rules found in an incentive trust), a


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Five Ways In Which A Trust Is Better Than A Will

Wills and Trusts are both estate planning documents used to pass assets on to beneficiaries at death. However, there are distinct advantages to using a Trust over a Will. Here are five ways in which a Trust is better than a Will to pass your estate to your beneficiaries, Dedham writes. A Trust can be


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Improperly Funded Trusts Can Be Very Costly

Most people understand the benefits of having an estate plan in place, such as: providing for distribution of assets upon death; minimizing taxes, fees and court costs; avoiding conflict within families; providing for loved ones with special needs; and providing for the management of person and property in the event of incapacity, Florida Today writes.


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Tennessee Estate Planner Pleads Guilty Of Stealing From Dead Clients

A former Bristol attorney indicted on multiple counts of felony theft has pleaded guilty to pocketing hundreds of thousands of dollars from clients’ estates, including funds to be donated to St. Jude Children’s Research Hospital, Times News writes. Don W. Cooper, 71, entered the pleas Monday morning in Sullivan County Criminal Court, where a jury


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Stocks at record highs don’t care about Trump’s antics, but these important markets do

The stock market, trading near record highs, hasn’t paid much attention to the various dramas and controversies surrounding President Donald Trump, but the currency and bond markets do. The dollar on Tuesday weakened in part because of concerns about Trump’s reported passing of confidential information to Russian officials visiting the White House last week. The


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Robo Advice: Better Than No Advice?

The proliferation of Robo-Advisors bringing low priced financial services out into the market has received significant buzz over the past few years. As is customary with all new things, one must ask questions before buying into it. As a Certified Financial Planner, my question is: Does Robo Advice have true value to the average consumer?


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Fraudsters filing fake email transfers to fool brokerages

When a customer at the Doylestown, Pennsylvania, branch of Securian Financial Services Inc. emailed to ask for a $40,000 wire transfer back in 2015, employees sprung into action. Christopher J. Hackley, the stockbroker in charge of the account, forwarded the request to sales assistant Rosemary McGinley, who put the gears in motion to get the


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Artificial Intelligence Confounds Its Creators

For most people, artificial intelligence is Siri, the lovable but modest digital assistant on iPhones. She can’t really do much beyond answering simple questions. She’s harmless. Advanced artificial intelligence is far from that. Algorithms are constantly learning, often in unusual ways, and at an exponential rate. It’s one of the cornerstones of our age. Co-founder of


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Why Congress needs to reform structured settlements

Ed. Note: This article first appeared in The Hill President Trump’s tax reform announcement is likely to jumpstart Congress’ focus on reforming the federal tax code. Almost no industry is more vested in tax code changes than the structured settlement industry. Its existence as an option for tax-free income to accident victims depends on Sections


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Get Paid to Deliver Groceries: Earn $25/hour Grocery Shopping

If you’re like most people, you probably visit the store to grocery shop at least once or twice per week. For some people, a trip to the grocery store is an almost daily post-work activity – whether it’s to run in for that carton of milk or loaf of bread you forgot to pick up... Continue... The post Get Paid to Deliver Groceries: Earn $25/hour Grocery Shopping appeared first on MoneyPantry.com.
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Earn Rewards for Grocery Shopping with the Snap App (by Groupon)

There are few things in the world that are as universal as grocery shopping. It’s an unavoidable part of daily life – you can’t go without food, and you can’t live on take out! And when it comes to saving money, saving on groceries is one of the first things people try to tackle. What if... Continue... The post Earn Rewards for Grocery Shopping with the Snap App (by Groupon) appeared first on MoneyPantry.com.
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Prince Heirs Named, $300M Estate Now Free To Chase Every Dollar

Long probate nightmare wraps up a little early as the musical visionary’s natural next of kin shift from defending their position to getting the legacy assets working harder in the here and now. The first round of deals was all about transitioning from a living genius calling the shots to institutional immortality. Now it’s time


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Sunday 21 May 2017

Ralph Acampora Watching Dow 20,400 For Support

The godfather of technical analysis and dot-com-era hyperbull now says classic theory predicts a sell-off before another market rally will take place. “Dow theory” is a name given to the simple idea that the Dow Jones Transportation Average ought to “confirm” the strength seen in the Dow Jones Industrial Average. If the Dow components rise to


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Mobius Says Investors Must Remember “All News Is Local”

Was Wednesday’s global stock-market selloff the moment when investors finally realized that President Donald Trump’s agenda, if not his political career, is in jeopardy? Don’t be so sure, emerging-markets pioneer Mark Mobius recently told Marketwatch. “At the end of the day, you have to remember that all news is local,” Mobius, executive chairman of the Templeton


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BofA: Volatility Points To Wall Street Breakout Ahead

Volatility is sitting near its lowest levels in years, but one technical strategist says that if history is any indication, the so-called fear gauge is signaling a market breakout. While the VIX hit a 10-year low Monday, Bank of America’s Stephen Suttmeier said that it’s the chart of the VXV-to-VIX ratio that points to a


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Gundlach’s Big Short Has A Short Fuse

Jeffrey Gundlach, founder of DoubleLine Capital LP, announced his latest investment idea earlier this month. He recommends that investors buy the iShares MSCI Emerging Markets ETF and short the SPDR S&P 500 ETF (in trader speak, a pair trade). The prognosticator extraordinaire — he predicted that Donald Trump would win the presidential election, among other prescient


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Jeb Bush Blasts Trump As “Chaos” President

Jeb Bush just gave the political equivalent of an “I told you so” to President Donald Trump, CNN writes. “When I ran for office, I said he is a chaos candidate and would be a chaos president,” Bush said on Friday. “Unfortunately, so far chaos organizes the presidency right now,” he said, speaking at the


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Make Money by Hacking Companies Legally: Get Paid up to $10,000 to Hack Pinterest, Tesla, Fitbit…

Can you hack a website? If so, you could actually make money hacking some of the biggest companies in the world. And you’d be doing it all legally! Until just a few years ago, almost everyone associated the word “hacker” with people with malicious intents. But these days a new breed of hackers known as... Continue... The post Make Money by Hacking Companies Legally: Get Paid up to $10,000 to Hack Pinterest, Tesla, Fitbit… appeared first on MoneyPantry.com.
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Saturday 20 May 2017

Earn up to $25/hr Delivering Prime Packages with Amazon Flex

Here’s your chance to get in at the start of something that promises to be big, and earn decent money with it. Amazon Flex! Towards the end of last year (2015) Amazon launched a new service, adding even more customer choice and satisfaction. The service is called Amazon Flex. What is Amazon Flex? Amazon Flex... Continue... The post Earn up to $25/hr Delivering Prime Packages with Amazon Flex appeared first on MoneyPantry.com.
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21 Free Redbox Codes That Work (& 8 Ways to Get More)

How much do you pay every time you rent a movie (online, on demand, Netflix…)? We already shared a few ways you can get discounted and cheap movie tickets. But how about paying $0 for a movie rental? How? With Redbox promo codes and coupons! What is a Redbox Code? If you’re a movie lover I’m... Continue... The post 21 Free Redbox Codes That Work (& 8 Ways to Get More) appeared first on MoneyPantry.com.
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Friday 19 May 2017

WEBINAR | Impact Investing Trends feat. Boston Common and PMC

Please join Boston Common and PMC for a special webinar on Thursday, June 1 at 4pm ET. Geeta B. Aiyer, President & Founder of Boston Common, and Ali Caffery, Portfolio Manager of PMC Impact Portfolios, will lead a discussion on current impact investing trends, followed by a 15 minute Q&A. Thu, Jun 1, 2017 1:00


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7 Powerful Ways to Monetize Your Blog so You Can Make Real Money (Like $406,097!)

Imagine, earning $100,000 (or more) a year with your blog! That would be a dream come true. But making money from a blog is a reality for many bloggers. The truth is – making money online as a blogger isn’t as simple as writing content, and then expecting to get paid. You need to take... Continue... The post 7 Powerful Ways to Monetize Your Blog so You Can Make Real Money (Like $406,097!) appeared first on MoneyPantry.com.
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Oak Street Liberates Strategic Capital For RIAs

Oak Street Funding is getting deadly serious about giving RIAs the liquidity and the support they need to survive and thrive in a rapidly consolidating financial marketplace.  Whether that is expansion through acquisition, partner buy-ins or succession planning, Oak Street will be there to help ambitious RIAs free up the financing to exceed their goals.   Oak


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Find materials for the 2017 National CDSME and Falls Prevention Resource Centers Meeting

3 Master Steps to Retire on Cashflow Investing Stock Option

Download and share session materials throughout the meeting.


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In the Driver’s Seat: How to Forge Successful Cross-Sector Partnerships

3 Master Steps to Retire on Cashflow Investing Stock Option

An auto manufacturer may not sound like the most relevant partner for a nonprofit civil legal aid society. But when Legal Aid of the Bluegrass reached out to their local Toyota plant, they found an opportunity that enabled the two to work together to improve the lives of older Kentuckians.


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Thursday 18 May 2017

3 Ways to Master Social Media Content Marketing

I dart around the Internet, mindlessly searching. I attach to things that are familiar, almost on autopilot. And then… a shiny, new idea or object catches my attention for a brief second. As a business owner, that’s the moment you need to generate and repeat, again and again, to connect with customers and win their


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How Marketing Psychology Can Improve Your Bottom Line

Small changes can make a huge difference, Entrepreneur writes. We often underestimate the value of the little things: a sentence, a button, a color. Those who’ve spent any time conducting A/B split tests know, though, that small changes can lead to surprising results. Marketing psychology is one of those little things, which can have a huge impact


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Sen. Warren blasts Treasury Sec. Mnuchin for ‘Orwellian’ double-speak on Glass-Steagall

He’s in favor of Glass-Steagall. Just not that Glass-Steagall. Treasury Secretary Steven Mnuchin was lambasted by Sen. Elizabeth Warren for saying that he supported a “21st-century Glass-Steagall” Act, but opposed breaking up banks’ commercial and investment banking functions. “This is bizarre!” fumed Warren, a Massachusetts Democrat, at Mnuchin during a hearing on Capitol Hill that


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Five Reasons To Hire Someone — And Five Reasons Not To

Dear Liz, I’ve been a manager for almost two years but I still struggle with hiring decisions, even though I’ve hired eleven people so far. I lead a customer service team. I’m happy about the eleven hiring decisions I’ve made, for the most part. Eight of my new hires worked out wonderfully and are still


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Wall Street Is Starting To Panic About Trump

Wall Street looked at the news coming out of Washington, D.C., and pushed the panic button Wednesday, huff post writes. In the first day of trading after The New York Times reported that President Trump had told former FBI Director James Comey to stop an investigation into disgraced former national security adviser Michael Flynn, stocks slid the


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10 Easy Ways You Can Use Google to Save Money (Instantly)

Google is most people’s go-to place for browsing the web. It’s fast, it’s efficient and it’s incredibly easy to use. But, what most people don’t realize is that Google can actually be used to save money. It’s true. You can use Google to save money. Saving money with Google Aside from its hugely popular (that’s... Continue... The post 10 Easy Ways You Can Use Google to Save Money (Instantly) appeared first on MoneyPantry.com.
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This Combo Workout May Suit Obese Seniors Best

DON'T GO INTO RETIREMENT WITHOUT A PLAN

Aerobic-plus-resistance regimen boosts bone and muscles, study shows

HealthDay news image

Source: HealthDay
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Wednesday 17 May 2017

Alan Thicke’s sons in legal battle with his widow over his estate

Five months after actor Alan Thicke died, he’s the subject of what’s shaping up to be a bitter family feud over the remainder of his estate. Thicke’s two eldest sons, Brennan and Robin, have filed a petition with the Los Angeles County Superior Court over claims that their father’s widow is disputing the terms of


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The Only Question Investors Have Is About Trump

In my day job, I manage assets for high net-worth individuals and I make a point of getting out and visiting my clients as much as I can. Since the election in November, they have been asking me the same question, or some variation of: What does Trump mean for my investments? Here are the


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J.P. Morgan CEO Jamie Dimon on Trump: ‘I’d Try to Help Any President’

In J.P. Morgan’s first annual shareholders’ meeting since President Trump’s election, CEO Jamie Dimon was scrutinized for his ties to Trump as well as his pay package. Dimon is a member of Trump’s strategic policy forum — a group of executives that meet with the President to discuss the economy. During J.P. Morgan’s shareholders’ meeting


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Trump asked Comey to end investigation of Michael Flynn: source

President Trump asked then-FBI Director James Comey to end the agency’s investigation into ties between former White House national security adviser Michael Flynn and Russia, according to a source who has seen a memo written by Comey. The explosive new development on Tuesday followed a week of tumult at the White House after Trump fired


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Fintech Boosted By IBM’s Quantum Computing Leap

Fintech innovation could be getting a push as IBM has built and tested its most powerful universal quantum computing processors, Banking Technology writes. IBM says this development opens up a range of possibilities within the fintech world. Namely, solutions to optimisation problems found in supply chains, modelling financial data, and risk analysis; making facets of


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Pershing INSITE Conference

ABOUT INSITE INSITE is a premier industry event for success-minded advisors interested in enhancing client relationships and growing their business. INSITE features an impressive lineup of world leaders and industry experts, showcases our latest offerings, provides access to an exhibit hall featuring strategic providers and helps advisors grow their business, increase efficiency and differentiate themselves in


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Want To Finally Stop Procrastinating? Repair Your Mood First

If you are a self-identified chronic procrastinator–as 20% of American adults are–then you’re more likely to be unemployed. You will probably make a lower salary, you will be less likely to save for retirement, and might forget to take care of preventative health care, Fast Company writes. “This is their maladaptive lifestyle,” says Joseph Ferrari, a DePaul university


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iPoll App Review: A Legit Paid Survey App to Make Money With?

Today, I am going to do a quick review of iPoll app, a paid survey apps that lets you earn money without taking surveys as well. I am a big fan of paid surveys and using them as an extra income source. So I am always on the look out for new tools and apps... Continue... The post iPoll App Review: A Legit Paid Survey App to Make Money With? appeared first on MoneyPantry.com.
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Movie Extra Jobs: Get Paid up to $180/Day As a Movie Extra (& Top 5 Casting Firms)

Who doesn’t want to be a movie star!? Getting paid to be a movie star or even an audience member is a dream for a lot of people. But even the most successful actors of today started out as extras on the set of movies and TV shows. And the good news is that you... Continue... The post Movie Extra Jobs: Get Paid up to $180/Day As a Movie Extra (& Top 5 Casting Firms) appeared first on MoneyPantry.com.
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Tuesday 16 May 2017

Are You Ready For The Technological Singularity?

We’ve got great news if you’re in love with your phone ― the technological singularity will happen sometime in the next thirty years, Huff Post writes. Futurist Ray Kurzweil believes that by 2029 computers will achieve human levels of intelligence. Which is no surprise considering computers can already do things greater than humans in certain


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The 2017 Rich List of the World’s Top-Earning Hedge Fund Mangers

It seems that 2016 was the year investors — and everyone else — finally fell out of love with hedge funds, alpha institutional investors, alpha intritional investors writes. Pundits raged against funds that charged high fees while delivering mediocre performance; politicians, including both presidential candidates, derided hedge funds on the campaign trail; and some big


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Some Of Wall Street’s Biggest Firms Just Landed A Big Pay Day

A big deal in biotech is going to line the pockets of some of Wall Street’s biggest firms.  The biotech company Thermo Fisher Scientific has agreed to buy the drug-ingredients maker Patheon in a $7.2 billion deal. In a statement Monday, Thermo Fisher said it would acquire all outstanding Patheon shares for $35 apiece in cash, 35%


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Android for cars will soon let you control your sunroof and temperature by voice

Google announced that new cars from Audi and Volvo will have a version of its Android operating system built in, allowing drivers to use their voice to control things like the cabin temperature and opening the sunroof, even if they don’t have an Android phone. This is a big step from Android Auto, Google’s software that


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How to Sound Authoritative and Charismatic

Commentary on the Wall Street Journal article by Robert Lee Hotz Financial advisors could take a cue from how successful politicians and business leaders talk. Researchers have found striking similarities in the voices of those who command persuasive power, the Wall Street Journal writes. Conveying Authority Through Lower Pitch While many of the acoustic elements


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Merrill Lynch to freeze costly recruiting bonuses for brokers

Bank of America Corp’s Merrill Lynch will stop paying the big upfront bonuses that Wall Street brokerages have long used to lure talent, ending a costly practice that did not always reap returns. The bonus freeze begins in June and will not affect brokers who have received offers, are in talks with the firm or


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Researchers see possible North Korea link to global cyber attack

Cyber security researchers have found technical clues they said could link North Korea with the global WannaCry “ransomware” cyber attack that has infected more than 300,000 machines in 150 countries since Friday. Symantec and Kaspersky Lab said on Monday some code in an earlier version of the WannaCry software had also appeared in programs used


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Trump’s Decision To Delay Fiduciary Rule Could Improve Final Version

While some have decried the U.S. DOL’s recent decision to delay implementation of its controversial fiduciary rule, some, including Uday Singh, contend a closer look at the rule has proven somewhat beneficial. Singh, a partner in the financial institutions practice of A.T. Kearney, a global strategy and management consulting firm, has been studying the issue


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51 Amazon Hacks That Will Save You a Ton of Money (#33 Is the Best Kept Secret)

Today, we’re going to share some Amazon hacks to help you save more money when shopping online on Amazon. Amazon is one of those go-to websites, as it’s so convenient and has a great selection of products. It’s even better if you subscribe to the Prime program and can get the additional benefits of fast, free... Continue... The post 51 Amazon Hacks That Will Save You a Ton of Money (#33 Is the Best Kept Secret) appeared first on MoneyPantry.com.
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Monday 15 May 2017

5 Key Steps Of Estate Planning

A recent column about getting financially organized triggered many questions about estate planning. This is not just a subject for older people. Young families with children and mortgage payments are likely the least prepared and most vulnerable in case of an unexpected death of a parent or breadwinner, Chicago Tribune writes. Planning your estate does


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Estate Administrator Blames Long-Term Care Provider For Patient’s Death

An estate administrator is suing a Harrison County long-term care provider, alleging negligence led to the injuries and death of a patient, WV record writes. Dana Echard, individually and on behalf of the wrongful death beneficiary of Leslie Eubank, filed a complaint April 17, 2017 in Kanawha Circuit Court against West Virginia Veterans Nursing Facility,


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Fifth Third Bank Launches Digital Estate Planning and Management Tool

Many studies show that nearly two-thirds of Americans don’t have a will, and even fewer have created a full estate plan. Fifth Third Bancorp understands that many people say the process is too complex and too-time consuming, so the Bank created Fifth Third LegacyLink, a digital platform that provides a simple, straightforward approach to estate


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Heir Hunter Accused of Forging Inheritance Documents

A globe-trotting genealogist has made a cottage industry out of searching Eastern Europe for the long-lost relatives of people who died without wills in New York City and in other parts of the U.S., NY Daily News writes. Vadim Tevelev says he has worked on more than 100 Surrogate’s Court cases in which he has located


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Elizabeth Taylor’s Estate Sues Christie’s Auction House Over Her ‘Taj Mahal’ Necklace

Actress, activist and all-around icon Elizabeth Taylor had one of the most prized jewelry collections in the world. In 2011, she shattered seven world records when 80 gems from her estate sold for nearly $116 million, People writes. It seemed everyone was clamoring to get a piece for themselves. Kim Kardashian West and celeb-loved jeweler Lorraine Schwartz scooped up prized pieces, one


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5 mental strategies wealthy people use to succeed

Legendary investor Warren Buffett, billionaire Richard Branson and other successful people approach life differently. They see their time, money and career potential as precious resources that they need to make the most of. And that’s one of the key reasons they got to where they are. By adopting their mental strategies as well as ones


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Reckless stock trading leaves Congress rife with conflicts

Even a looming scandal wouldn’t deter some of Congress’ most eager stock traders, Politico writes. Rep. Tom Price (R-Ga.), President Trump’s nominee to be Health and Human Services secretary, was under siege, the harsh lights of a Senate hearing upon him. News reports showed he had bought shares in a tiny biotechnology company while sitting


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Simple Steps to Hack-Proof Data and Communications

Commentary on the New York Times article by Jonah Engel Bromwich The recent ransomware hack has hit targets around the world and still isn’t over. But advisors and their clients can take a few simple steps to safeguard themselves and their data, the New York Times writes. Encryption, Passwords and Anonymity It all starts with


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Where to Find Multi-Language Benefits Resources

Udemy

Looking for benefits information and outreach materials for non-English speakers? Check out our compendium of multi-language materials and links.


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9 Best Sites to Sell Your Wedding Dress on (Forget eBay!)

“Where can I sell my wedding dress?” “Best places/stores/consignment shops that buy wedding dresses near me.” If you’ve ever wondered about that, you’re not alone. Your wedding dress is something that you only wear once (hopefully!) – on your big day. After your wedding day, it gets left in your closet where it’s essentially forgotten... Continue... The post 9 Best Sites to Sell Your Wedding Dress on (Forget eBay!) appeared first on MoneyPantry.com.
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Sunday 14 May 2017

Johnny Depp Hits Age-Old Star Liquidity Trap: Mansion Rich, Cash Broke

Liquidity — or at least an exit — is what separates lasting wealth from a literal house of cards. With $75 million sunk in “investment” property it’s hard for any hard-working UHNW client to get ahead, much less keep up with recurring costs. Can his new advisors engineer an Ashton Kutcher outcome out of a


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21 Ways to Save Money on Your Next Prescription (#21 Will Make You Happy!)

Prescriptions are expensive. A study by Express Scripts has shown that in 2014 the average American spent $1370 on medications alone. And that number keeps rising every year! We all have so many things to worry about these days, being able to afford our medicine should not be one of them. If you’ve ever thought:... Continue... The post 21 Ways to Save Money on Your Next Prescription (#21 Will Make You Happy!) appeared first on MoneyPantry.com.
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Goldman is starting to get worried Wall Street is acting too calm about Trump

Wall Street might be a little too confident in President Donald Trump’s ability to get tax reform done in the near term, analysts at Goldman Sachs said this week. Goldman noted policy uncertainty is growing as the Republican-led Congress tries to tackle a number of issues, including tax reform, with the House being in session


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Saturday 13 May 2017

The doctor is in: Yardeni diagnoses stock market with ‘anxiety’ disorder

Veteran strategist Edward Yardeni, who holds a Ph.D. in economics, says the stock market is suffering from an ‘anxiety’ disorder. But investors may have just broken out of their recent funk, with stocks reaching new all-time highs on Friday — backing up his notion of a “‘Seinfeld” market.’ “‘Seinfeld’ was a show about nothing to


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Kudlow: China Deal Is ‘Huge’ Accomplishment for Trump

Veteran financial guru and former Ronald Reagan adviser Larry Kudlow said America’s deal with China is a “huge” accomplishment both economically and strategically for President Donald Trump’s administration, writes NewsMax. “I really like the China situation economically and strategically,” he told CNBC. “They did a good thing, give them credit,” he told CNBC. The United States and China


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Founder of the world’s largest hedge funds says the ‘magnitude’ of the next downturn will be epic

Ray Dalio of Bridgewater Associates has good news and bad news for Wall Street investors, MarketWatch writes. First the good news: The founder of the world’s largest hedge fund, which boasts $102 billion under management, says the global economy is “at or near its best,” with few, if any major risks, on the horizon. Against,


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Friday 12 May 2017

You’re Killing It With Your 401(k)—on Autopilot

Automation, that demon of American job security, may be the patron saint of retirement savings.   The average balance in a 401(k) defined-contribution account at Fidelity Investments hit a record $95,500 in Q1 up more than 9% from a year earlier, the company reported this morning. Investment performance gets credit for 70% of the advance, and 30%


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Merrill Lynch to debut fiduciary-friendly account option

Bank of America’s brokerage, Merrill Lynch, said it will roll out a commission-paying retirement account compatible with a new U.S. Labor Department regulation that raises the standards for client care. The new limited-purpose brokerage IRA, which will launch on June 12, days after the start of the new DOL fiduciary rule, will initially accept only cash


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White House Refuses to Say Whether Trump Tapes Conversations

The White House repeatedly refused to say whether President Trump secretly records his official conversations, after Trump suggested in a tweet that he had “tapes” of discussions with former FBI director James Comey. Trump began his day on Friday with a series of inflammatory Twitter posts, including a barely veiled threat against Comey, an assertion


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Teacher Discounts: 57 Companies (like Apple & Disney World) with Deals for Teachers (Updated for 2017)

Teachers deserve discounts. On average, educators are spending more than $500 out of their own pockets annually on supplies. Fortunately, just like there are many student discounts available, there are also a ton of teacher discounts for those who decide to embrace this challenging yet rewarding career. First, teachers should always check their school websites for specific... Continue... The post Teacher Discounts: 57 Companies (like Apple & Disney World) with Deals for Teachers (Updated for 2017) appeared first on MoneyPantry.com.
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Can I Leave My Family Business to a Minor Child?

Let’s say you have a thriving family business that you have built through your own hard efforts during your lifetime. You are raising your minor child to see the value of the business and to be entrepreneurial, and you want her to be able to enjoy the benefits of ownership and someday take over management


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Cetera Financial Group Continues Build-Out of Advice-Centric Solutions with Launch Of Advisory Platform

Cetera Financial Group® announced the launch of the first of its new Advice Architect Ecosystem™ suite of tools for financial advisors and their clients: My Advice ArchitectTM, a technology-driven, innovative investment solutions offering that provides advisors with a seamless and streamlined approach to conducting advisory business.   The platform constitutes a key component of the


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Hedge Funds Are Facing a U.S. Criminal Probe Over Bond Valuations

U.S. prosecutors are investigating one of Wall Street’s darkest markets, focusing on hedge funds suspected of inflating the value of debt securities in their portfolios to juice the fees they collect. Having prosecuted traders who lied to customers about bond prices, the government is now scrutinizing hedge funds that allegedly solicited bogus price quotes from


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Why Robo-Advisors Don’t Worry Me

We often become so obsessed with the portrayal of personal investing as a product or extension of technology that we forget that wealth management is, at its core, a profession rooted in personal relationships. Truly gifted advisors understand wholeheartedly that a client relationship is an ongoing dynamic interaction where the portfolio often is no more


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Thursday 11 May 2017

Student Loans Just Got More Expensive

Undergraduates taking out a new U.S. government loan will face nearly a 20% increase in interest charges.   The U.S. government is raising prices for new student debt, adding hundreds of dollars to the cost of the typical federal college loan. Beginning in July, interest rates on new government loans are set to rise by 0.69% point, according


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How Johnny Depp’s Legal And Financial Headaches Could Forever Shake Up Hollywood

On-screen, actor Johnny Depp is best known for his role as Jack Sparrow in the highly successful Pirates of the Caribbean franchise. But off-screen, his legal battle with his former managers has evolved into another must-watch drama due to its potential impact on Hollywood, The Hollywood Reporter detailed in a new post. In mid-January, Depp


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The CIO’s Role In The Customer Experience

There has never been a better time to be a CIO. That’s according to Vic Bhagat, CIO of Verizon Enterprise Solutions, who has decades of experience in the technology space. Where it used to be that CIOs were fighting for a spot at the table and struggling to get their voices heard, CIOs are now


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Fidelity Launches Tax-Free Savings For Disability Expenses

An estimated seven million disabled Americans are eligible for new 529-ABLE accounts, which let them save tax-free for disability expenses and not jeopardize government benefits, but only 10,000 or so accounts have been opened so far, according to the ABLE National Resource Center. Fidelity Investments see an opportunity. Today, Massachusetts is the 21st state to


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Comey Firing Stokes Trump Betting Markets

Fallout from President Donald Trump’s firing of FBI Director James Comey has led to an uptick in the betting odds that the president won’t complete his term, Politico writes. Gambling on Trump’s impeachment and removal — without precedent in American history — has been big business for betting and prediction markets since right after the


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Judy Marlinski to Become President of Fidelity Institutional Asset Management®

Fidelity Investments®  announced that Judy Marlinski has been named the president of Fidelity Institutional Asset Management® (FIAM®), a distribution and client service organization dedicated to meeting the investment needs of financial advisors, institutional investors and consultants.   Marlinski, currently head of Fidelity’s Investment Product Solutions & Innovation organization and a long-time Fidelity executive, will report


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Now May Be A Good Time For Wells Fargo To Consider Acquiring Discover Financial Services

The idea of Wells Fargo potentially acquiring Discover Financial Services has been around for several years now. But if the U.S. banking giant is interested in making a deal for the card issuer, then now may be the best time to do so. Besides being a strong strategic fit, a potential deal will go a


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3 senior centers achieve National Accreditation in April 2017

Udemy

Congratulations to the Lake Oswego Adult Community Center, OR, the Robert Munson Senior Center, NM, and the Wood County Committee on Aging, Inc., OH, for achieving National Senior Center Accreditation on April 27, 2017.


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Strategies to Simplify SNAP for Seniors

3 Master Steps to Retire on Cashflow Investing Stock Option

This document outlines the basic components of the SNAP Elderly Simplified Application Project (ESAP) and Standard Medical Deduction.


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An Advocate’s Guide to the Elderly Simplified Application Project (ESAP)

Udemy

The Elderly Simplified Application Project (ESAP)—a federal demonstration program currently operating in 8 states–is a collection of policy and process changes that can dramatically streamline enrollment of low-income seniors into SNAP.


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Issue Brief: Senior Hunger

ARE YOU SERIOUS ABOUT YOUR RETIREMENT

Public Policy & Advocacy issue brief detailing NCOA policy priorities for senior hunger in 2016.


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Community Malnutrition Resource Hub

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Find solutions for malnutrition among older adults.


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Malnutrition & Chronic Diseases

3 Master Steps to Retire on Cashflow Investing Stock Option

For older adults with chronic conditions, nutrition matters more than ever. Follow our tips to stay healthy.


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Senior Hunger & SNAP

DON'T GO INTO RETIREMENT WITHOUT A PLAN

SNAP is a vital benefit to help fight senior hunger. Learn about our Senior SNAP Initiative and get tools for SNAP outreach and enrollment.


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Gundlach: Short the S&P 500 and Buy Emerging Market ETF

Jeff Gundlach recommends shorting the S&P 500 Index and going long on emerging market stocks despite conventional wisdom that rising U.S. rates will lead to a stronger dollar. Specifically, Gundlach recommended wagering long on the iShares MSCI Emerging Markets ETF and betting against the SPDR S&P 500 ETF. He also said it’s a myth that the


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5 (Sneaky) Ways to Get Free Shipping on Amazon Without a Prime Membership

Getting free shipping is just one of the many benefits of becoming an Amazon Prime member. Amazon saves you money on a lot of things. But, if you’re not shopping on Amazon every week/month, it may not be worth the cost to get Prime. That said, nobody wants to pay $3 for shipping on a $5 item. Yes,... Continue... The post 5 (Sneaky) Ways to Get Free Shipping on Amazon Without a Prime Membership appeared first on MoneyPantry.com.
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